# EarnIn vs ONE@Work (formerly Even)

EarnIn and ONE@Work (formerly Even) both sit at 4.8 stars, but that hides the real split: 85% of ONE@Work (formerly Even)'s written reviews are positive against 64% of EarnIn's. EarnIn's advantage is chart position (#63 vs unranked). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for EarnIn against 4.9 for ONE@Work (formerly Even). Both are backed by a comparable volume of ratings — 470K and 160K respectively. Written reviews are what separate them: 64% of EarnIn's written reviews are positive against 85% of ONE@Work (formerly Even)'s.

EarnIn ships an update weekly, ONE@Work (formerly Even) fortnightly. Both last shipped on November 13, 2026.

## The numbers

| Metric | EarnIn | ONE@Work (formerly Even) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (470K ratings)](https://appshunter.io/ios/app/earnin-beyond-cash-advance/id723815926/reviews) | **[4.9 (160K ratings)](https://appshunter.io/ios/app/onework-formerly-even/id1147769190/reviews)** |
| Number of ratings | **470K** | 160K |
| Positive reviews | 63.5% of reviews | **85.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free | Free |
| Best chart rank | **#63** | — |
| Size | 222 MB | 68 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Activehours Inc.](https://appshunter.io/developer/723815929) | [One Finance, Inc.](https://appshunter.io/developer/1477126814) |

## What reviewers say

### EarnIn

[App page](https://appshunter.io/ios/app/earnin-beyond-cash-advance/id723815926)

**Currently charting:** #63 Top Free · Finance (US App Store)

Access your earned wages before payday with this app. It offers same-day pay advances, overdraft protection, free credit monitoring, and savings tools. Get funds in minutes for a small fee or in 1-3 business days at no cost.

**Highlights:** Access up to $200/day, Overdraft protection alerts, Free credit score tracking, Early paycheck access, Automated savings feature, No mandatory fees or interest

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Saves time and money
- 👍 Helpful for single moms and those living paycheck-to-paycheck
- 💡 Allows choosing tip amount
- 🚀 Fast cash advances
- 👍 Transparent and ethical service

**What reviewers complain about**

- 🐛 Bank connection issues
- 🐛 Inconsistent withdrawal limits
- 🐛 Unexpected early withdrawals causing overdraft fees
- 🐛 Unresponsive customer support
- 🐛 Deactivation of accounts without explanation

**Reported bugs**

- Inability to cash out during paid time off
- Incorrect GPS tracking for non-standard work locations
- Delayed bank account verification process

**Requested features**

- Reminder notifications before payback dates
- Ability to manually update pay cycle changes
- iPad app version
- Improved communication on policy changes


### ONE@Work (formerly Even)

[App page](https://appshunter.io/ios/app/onework-formerly-even/id1147769190)

Access your net earnings early, track your work schedule and projected pay, and set up automatic savings. Connect your bank account for easy budgeting and to calculate your spending allowance.

**Highlights:** Early access to net earnings, Track earnings per shift/paycheck, Automatic savings deductions, Budgeting with connected bank accounts, Calculate spending allowance

**In-app purchases:** none

**What reviewers like**

- 💳 Helpful for managing finances
- 🕰️ Allows early access to paychecks
- 🧭 Provides clear budgeting and planning
- 💰 Useful savings features
- 🤝 Good customer service

**What reviewers complain about**

- 🤔 Confusing subscription model
- 🕰️ Delayed instapay deposits
- 🔄 Inconsistent app performance and syncing issues
- 🔢 Inaccurate pay/hours calculations
- 🔐 Difficulty changing bank account information

**Reported bugs**

- App crashes when trying to use instapay
- Bank account information not updating properly
- Incorrect paycheck estimates and deductions

**Requested features**

- Increase instapay withdrawal limit
- Add more than 3 savings pockets
- Improve dark mode/theming options
- Provide more transparency on fees and policies


## Frequently asked questions

### Is EarnIn free?

EarnIn is free to download, with no in-app purchases.

### Is ONE@Work (formerly Even) free?

ONE@Work (formerly Even) is free to download, with no in-app purchases.

### Which has better reviews, EarnIn or ONE@Work (formerly Even)?

ONE@Work (formerly Even) is rated higher. EarnIn averages 4.8 out of 5 from 470K ratings, while ONE@Work (formerly Even) averages 4.9 from 160K ratings.

### Do EarnIn or ONE@Work (formerly Even) have ads?

Neither EarnIn nor ONE@Work (formerly Even) shows ads.

### Which is updated more often, EarnIn or ONE@Work (formerly Even)?

EarnIn ships an update weekly, and ONE@Work (formerly Even) fortnightly. Most recently, EarnIn was updated on November 13, 2026 and ONE@Work (formerly Even) on November 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*