# SEPTA vs HiMoney FX

The clearest difference is rating: HiMoney FX at 5.0 against SEPTA's 4.4. SEPTA's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 8 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HiMoney FX holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: SEPTA has 29K ratings behind it against 1, so its average is the more settled of the two.

SEPTA ships an update every 3 weeks, HiMoney FX every 8 months. The most recent releases landed on October 18, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | SEPTA | HiMoney FX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (29K ratings)](https://appshunter.io/ios/app/septa/id724915219/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/himoney-fx/id6746610892/reviews)** |
| Number of ratings | **29K** | 1 |
| Positive reviews | 13.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Every 8 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 91 MB | 4 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Southeastern Pennsylvania Transportation Authority](https://appshunter.io/developer/724915222) | [文佳 王](https://appshunter.io/developer/1680137695) |

## What reviewers say

### SEPTA

[App page](https://appshunter.io/ios/app/septa/id724915219)

Plan your entire journey with this transit app. Find nearby stops, get real-time updates, and manage your transit card. It offers a streamlined experience with trip planning and station details.

**Highlights:** End-to-end trip planning, Real-time transit information, SEPTA Key Card management, Nearby stop and station finder, Station-specific alerts and schedules, Metro line integration

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Accurate real-time tracking
- 👍 Convenient keycard management
- 🚀 Improved user interface design

**What reviewers complain about**

- 🐛 Inaccurate schedule information
- 🐛 Unreliable real-time updates
- 👎 Difficult to navigate and find information
- 🐛 Frequent app crashes and bugs
- 👎 Removed useful features from previous version

**Reported bugs**

- Login and password reset issues
- Inconsistent real-time data and schedule information
- Inability to add payment methods or reload transit cards
- Geolocation and mapping features not working properly

**Requested features**

- Ability to view full schedule instead of just point-to-point
- Notifications for service changes and delays
- Integration with mobile wallet for digital tickets
- More customization options for saved routes and favorites


### HiMoney FX

[App page](https://appshunter.io/ios/app/himoney-fx/id6746610892)

This app offers instant currency conversion with clear, up-to-date rates and a simple interface. It also helps you track recurring bills and subscriptions, displaying totals in your preferred currency.

**Highlights:** Instant currency conversion, Clear exchange rates with update times, Subscription tracking, Bill cycle management (weekly, monthly, yearly), Totals converted to display currency, Privacy-friendly local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SEPTA free?

SEPTA is free to download, with no in-app purchases.

### Is HiMoney FX free?

HiMoney FX is free to download, with no in-app purchases.

### Which has better reviews, SEPTA or HiMoney FX?

HiMoney FX is rated higher. SEPTA averages 4.4 out of 5 from 29K ratings, while HiMoney FX averages 5.0 from 1 ratings.

### Do SEPTA or HiMoney FX have ads?

HiMoney FX shows ads; SEPTA does not.

### Which is updated more often, SEPTA or HiMoney FX?

SEPTA ships an update every 3 weeks, and HiMoney FX every 8 months. Most recently, SEPTA was updated on October 18, 2026 and HiMoney FX on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*