# BudgetCH vs UBS Access

The clearest difference is review sentiment: BudgetCH at 100% against UBS Access's 63%. UBS Access's advantage is in-app purchases (none vs 4) and update cadence (every 2 months vs every 9 months). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. BudgetCH sells 4 one-off in-app purchases. UBS Access asks for nothing beyond the download.

BudgetCH ships an update every 9 months, UBS Access every 2 months. The most recent releases landed on October 23, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | BudgetCH | UBS Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (1.5K ratings)](https://appshunter.io/ios/app/ubs-access-secure-login/id1121666286/reviews)** |
| Number of ratings | — | **1.5K** |
| Positive reviews | **100.0% of reviews** | 63.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 51 MB | 60 MB |
| Requires iOS | 18.6 | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Dachverband Budgetberatung Schweiz](https://appshunter.io/developer/725506026) | [UBS AG](https://appshunter.io/developer/369153318) |

## What reviewers say

### BudgetCH

[App page](https://appshunter.io/ios/app/budgetch/id725506023)

Manage your personal finances with this secure and independent budgeting app. Track weekly, monthly, and annual spending, control invoices, and receive personalized budget templates and tips. Monitor your budget with spending warnings and share financial plans with family.

**Highlights:** Weekly, monthly, annual overview, Invoice/expenditure control, Budget control with recommendations, Budget templates, Spending warnings, Family budget sharing, Budget export to other devices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A little thank-you | $2.99 | one-time |
| Export Package | $5.00 | one-time |
| Great recognition | $12.00 | one-time |
| The Fan Package | $25.00 | one-time |


### UBS Access

[App page](https://appshunter.io/ios/app/ubs-access-secure-login/id1121666286)

Securely log in to digital banking services and confirm online payments and new payees. Receive important security-related notifications to protect your accounts. Offers multiple layers of security for peace of mind.

**Highlights:** Secure login to E-Banking and Mobile Banking, Confirm online payments and new payees, Receive security-related event notifications, PIN and biometric authentication, Smartphone security checks, Multi-level data transmission protection

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 🔒 Secure login
- 👍 Intuitive and user-friendly
- 💡 Innovative features
- 👍 Reliable and stable

**What reviewers complain about**

- 🐛 Bugs and crashes
- 🔒 Overly complicated setup
- 👎 Slow and unresponsive
- 🔒 Restrictive security measures

**Reported bugs**

- Login issues after device change
- QR code scanning problems
- Incompatibility with certain iOS versions
- Unexpected app crashes

**Requested features**

- Fingerprint/Face ID support
- Offline mode functionality
- Improved transaction history
- Compatibility with older devices


## Frequently asked questions

### Is BudgetCH free?

BudgetCH is free to download, with in-app purchases available.

### Is UBS Access free?

UBS Access is free to download, with no in-app purchases.

### Do BudgetCH or UBS Access have ads?

Neither BudgetCH nor UBS Access shows ads.

### Which is updated more often, BudgetCH or UBS Access?

BudgetCH ships an update every 9 months, and UBS Access every 2 months. Most recently, BudgetCH was updated on October 23, 2026 and UBS Access on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*