# BudgetCH vs ZKB Access

The clearest difference is in-app purchases: ZKB Access at none against BudgetCH's 4. ZKB Access also leads on update cadence (every 5 weeks vs every 9 months) and iOS requirement (16.4 vs 18.6). On price, review sentiment, ads and monetization model there is nothing between them.

Both are free to download. BudgetCH sells 4 one-off in-app purchases. ZKB Access asks for nothing beyond the download.

BudgetCH ships an update every 9 months, ZKB Access every 5 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BudgetCH | ZKB Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (214 ratings)](https://appshunter.io/ios/app/zkb-access/id1211229343/reviews)** |
| Number of ratings | — | **214** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 51 MB | 127 MB |
| Requires iOS | 18.6 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Dachverband Budgetberatung Schweiz](https://appshunter.io/developer/725506026) | [Zuercher Kantonalbank](https://appshunter.io/developer/428937858) |

## What reviewers say

### BudgetCH

[App page](https://appshunter.io/ios/app/budgetch/id725506023)

Manage your personal finances with this secure and independent budgeting app. Track weekly, monthly, and annual spending, control invoices, and receive personalized budget templates and tips. Monitor your budget with spending warnings and share financial plans with family.

**Highlights:** Weekly, monthly, annual overview, Invoice/expenditure control, Budget control with recommendations, Budget templates, Spending warnings, Family budget sharing, Budget export to other devices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A little thank-you | $2.99 | one-time |
| Export Package | $5.00 | one-time |
| Great recognition | $12.00 | one-time |
| The Fan Package | $25.00 | one-time |


### ZKB Access

[App page](https://appshunter.io/ios/app/zkb-access/id1211229343)

Securely access your online banking with this app. New users can complete identification from home or a branch. Enjoy flexibility and enhanced security through a two-channel login process.

**Highlights:** Secure eBanking login, New customer identification, ID scan and video selfie, Smartphone and tablet support, Two-channel security

**In-app purchases:** none


## Frequently asked questions

### Is BudgetCH free?

BudgetCH is free to download, with in-app purchases available.

### Is ZKB Access free?

ZKB Access is free to download, with no in-app purchases.

### Do BudgetCH or ZKB Access have ads?

Neither BudgetCH nor ZKB Access shows ads.

### Which is updated more often, BudgetCH or ZKB Access?

BudgetCH ships an update every 9 months, and ZKB Access every 5 weeks. Most recently, BudgetCH was updated on October 23, 2026 and ZKB Access on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*