# BudgetCH vs SECANDA

The clearest difference is review sentiment: BudgetCH at 100% against SECANDA's 40%. SECANDA's advantage is in-app purchases (none vs 4) and update cadence (fortnightly vs every 9 months). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. BudgetCH sells 4 one-off in-app purchases. SECANDA asks for nothing beyond the download.

BudgetCH ships an update every 9 months, SECANDA fortnightly. The most recent releases landed on September 18, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | BudgetCH | SECANDA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (47 ratings)](https://appshunter.io/ios/app/secanda/id6444959047/reviews)** |
| Number of ratings | — | **47** |
| Positive reviews | **100.0% of reviews** | 40.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 9 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 51 MB | 61 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Dachverband Budgetberatung Schweiz](https://appshunter.io/developer/725506026) | [IntraKey technologies AG](https://appshunter.io/developer/899101212) |

## What reviewers say

### BudgetCH

[App page](https://appshunter.io/ios/app/budgetch/id725506023)

Manage your personal finances with this secure and independent budgeting app. Track weekly, monthly, and annual spending, control invoices, and receive personalized budget templates and tips. Monitor your budget with spending warnings and share financial plans with family.

**Highlights:** Weekly, monthly, annual overview, Invoice/expenditure control, Budget control with recommendations, Budget templates, Spending warnings, Family budget sharing, Budget export to other devices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A little thank-you | $2.99 | one-time |
| Export Package | $5.00 | one-time |
| Great recognition | $12.00 | one-time |
| The Fan Package | $25.00 | one-time |


### SECANDA

[App page](https://appshunter.io/ios/app/secanda/id6444959047)

Manage your digital identity and payments securely with this all-in-one wallet. Instantly check balances, transfer funds, and track expenses on the go, all while enjoying robust data protection and easy top-ups from various payment methods.

**Highlights:** Digital identity management, Contactless payments, Real-time fund transfers, Expense tracking, Easy top-ups, Family spending control, Enhanced security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BudgetCH free?

BudgetCH is free to download, with in-app purchases available.

### Is SECANDA free?

SECANDA is free to download, with no in-app purchases.

### Do BudgetCH or SECANDA have ads?

Neither BudgetCH nor SECANDA shows ads.

### Which is updated more often, BudgetCH or SECANDA?

BudgetCH ships an update every 9 months, and SECANDA fortnightly. Most recently, BudgetCH was updated on September 18, 2026 and SECANDA on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*