# BudgetCH vs UBS TWINT

The clearest difference is review sentiment: BudgetCH at 100% against UBS TWINT's 32%. UBS TWINT's advantage is in-app purchases (none vs 4) and update cadence (every 2 months vs every 9 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. BudgetCH sells 4 one-off in-app purchases. UBS TWINT asks for nothing beyond the download.

BudgetCH ships an update every 9 months, UBS TWINT every 2 months. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | BudgetCH | UBS TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/ubs-twint/id989192632/reviews)** |
| Number of ratings | — | **1.7K** |
| Positive reviews | **100.0% of reviews** | 32.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 2 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 51 MB | 59 MB |
| Requires iOS | 18.6 | **18.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Dachverband Budgetberatung Schweiz](https://appshunter.io/developer/725506026) | [UBS AG](https://appshunter.io/developer/369153318) |

## What reviewers say

### BudgetCH

[App page](https://appshunter.io/ios/app/budgetch/id725506023)

Manage your personal finances with this secure and independent budgeting app. Track weekly, monthly, and annual spending, control invoices, and receive personalized budget templates and tips. Monitor your budget with spending warnings and share financial plans with family.

**Highlights:** Weekly, monthly, annual overview, Invoice/expenditure control, Budget control with recommendations, Budget templates, Spending warnings, Family budget sharing, Budget export to other devices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A little thank-you | $2.99 | one-time |
| Export Package | $5.00 | one-time |
| Great recognition | $12.00 | one-time |
| The Fan Package | $25.00 | one-time |


### UBS TWINT

[App page](https://appshunter.io/ios/app/ubs-twint/id989192632)

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

**Highlights:** Send and receive money digitally, Cashless payments in stores and online, Pay parking fees, Digital vouchers and credit, Donate to charities, Withdraw cash without ATM, Access discount offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Easy to use
- 💡 Convenient payment method

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Poor user experience
- 🔒 Restricted to Swiss phone numbers only
- 🔍 Difficult to access contacts

**Reported bugs**

- Unable to save contacts
- Login and transaction failures
- Compatibility issues with older devices

**Requested features**

- Allow access with non-Swiss phone numbers
- Improve contact management
- Optimize app performance
- Enhance interface design


## Frequently asked questions

### Is BudgetCH free?

BudgetCH is free to download, with in-app purchases available.

### Is UBS TWINT free?

UBS TWINT is free to download, with no in-app purchases.

### Do BudgetCH or UBS TWINT have ads?

Neither BudgetCH nor UBS TWINT shows ads.

### Which is updated more often, BudgetCH or UBS TWINT?

BudgetCH ships an update every 9 months, and UBS TWINT every 2 months. Most recently, BudgetCH was updated on October 23, 2026 and UBS TWINT on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*