# AMIS SME vs Debt Payoff Tracker

The clearest difference is in-app purchases: AMIS SME at none against Debt Payoff Tracker's 3. AMIS SME also leads on iOS requirement (7.0 vs 18). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Debt Payoff Tracker sells 3 in-app purchases, starting at $4.99 per month. AMIS SME asks for nothing beyond the download.

AMIS SME ships an update every 2 months, Debt Payoff Tracker every 3 months. The most recent releases landed on October 6, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | AMIS SME | Debt Payoff Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/amis-sme/id726960869/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | — |
| Size | 11 MB | 4 MB |
| Requires iOS | **7.0** | 18 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MISA JSC](https://appshunter.io/developer/518190309) | [Karol Jaworski](https://appshunter.io/developer/1799974477) |

## What reviewers say

### AMIS SME

[App page](https://appshunter.io/ios/app/amis-sme/id726960869)

This mobile application provides financial and accounting data for business managers. It offers insights into revenue, expenses, profits, cash flow, accounts receivable, accounts payable, and inventory. Requires existing AMIS software to use.

**Highlights:** Financial data overview, Revenue and expense tracking, Cash flow management, Accounts receivable/payable monitoring, Inventory tracking, Account balance lookup

**Features:** macOS Compatibility

**In-app purchases:** none


### Debt Payoff Tracker

[App page](https://appshunter.io/ios/app/debt-payoff-tracker-zero/id6760733303)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro - First Year Offer | $39.99 | per year |
| Zero Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is AMIS SME free?

AMIS SME is free to download, with no in-app purchases.

### Is Debt Payoff Tracker free?

Debt Payoff Tracker is free to download, with in-app purchases available.

### Do AMIS SME or Debt Payoff Tracker have ads?

Neither AMIS SME nor Debt Payoff Tracker shows ads.

### Which is updated more often, AMIS SME or Debt Payoff Tracker?

AMIS SME ships an update every 2 months, and Debt Payoff Tracker every 3 months. Most recently, AMIS SME was updated on October 6, 2026 and Debt Payoff Tracker on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*