Comparison

CREDINS online vs Intesa Sanpaolo Bank Albania

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CREDINS online

Manage your banking needs remotely through this digital platform. Perform transactions, check balances, and apply for services without visiting a branch. Advanced security features ensure your financial data remains protected.

Highlights
  • Check account balances and history
  • Perform internal, domestic, and international transfers
  • Pay utility bills and standing orders
  • Currency exchange services
  • Online application for banking products
  • Biometric identification (Face/Fingerprint)
  • SMS authorization codes
Features
Read full description

What is Credins Online? Credins Online is the digital banking platform offered by Credins Bank. Through this platform you can perform a wide range of transactions from internet browser or your mobile phone, without having to go physically in the bank. What kind of transactions? • Check the balance, history and details of all your banking products such as: Account/Deposit/Loan/Cards. • Internal/Domestic/International Transfer. • Standing Orders/Utility Payments/Bill Payments. • Currency Exchange. • Apply Online for banking products and services. How safe is using this service? The security of the actions performed is the most important element, which is why Credins Online uses a very advanced security technology: • Access to the application through biometric identification, Face Recognition, Fingerprint and PIN for registered devices, providing an even faster and more secure service. • Unique Identification Credentials – username and password. Now your password is made available via email. • In addition to security elements, information SMS technology is also applied. You will receive an SMS in your mobile phone, with an authorization code for the transaction you want to perform. Steps to get Credins Online 1. Visit the nearest Credins branch and carry an identification document with you. 2. Fill a Form at the Customer Service desk and make sure you are provided with a USERNAME. 3. Check your Email for your Password. (Make sure to check Junk Mail as well). 4. Download the Application in App Store. 5. Enter your data and the TAN Code which will be delivered via SMS when you activate the service. --------------------------------------------------------- Çfarë është Credins Online? Credins Online është platforma digjitale bankare ofruar nga Credins Bank. Përmes së cilës ju mund të kryeni shërbimet bankare pa qenë nevoja të jeni prezent në bankë, mjafton të keni një kompjuter, celular, smartphone apo tablet. Çfarë mund të bëj me Credins online? • Kontrolloni gjendjen e të gjitha produkteve bankare: llogari, kredi, depozita apo kartat tuaja. • Paguani fatura utilitare si energji elektrike, ujësjellës, telefon etj. • Kryeni transferta brenda dhe jashtë Shqipërisë. • Kryeni këmbime valutore shitje/blerje në monedha të ndryshme. • Aplikoni Online për shërbime të ndryshme bankare. Çfarë sigurie ka Credins Online? Siguria e veprimeve të kryera është maksimale, ndaj dhe Credins Online përdor teknologji sigurie shumë të avancuar: • Mundësi aksesi në aplikacion përmes identifikimit biometrik, Njohje Fytyre, Shenjë Gishti, PIN për pajisjet e regjistruara, duke ofruar shërbim akoma më të shpejtë dhe të sigurt. • Kredenciale Unike Identifikimi – ID përdoruesi dhe fjalëkalim. Tani fjalëkalimin mund ta merrni përmes email-it. • Krahas elementeve të sigurisë aplikohet dhe teknologjia me SMS informues. Ju do të merrni me anë të një SMS-je në celularin tuaj, një kod autorizimi të transaksionit që doni të kryeni. Si e përfitoj Credins online? 1. Paraqituni në degën Credins më pranë jush së bashku me një mjet identifikimi. 2. Plotësoni Formularin pranë Shërbimit Ndaj Klientit dhe sigurohuni të pajiseni me USERNAME. 3. Kontrolloni Email-in për tu pajisur me Password. (Sigurohuni të kontrolloni edhe Junk Mail). 4. Shkarkoni Aplikacionin në App Store. 5. Vendosni të dhënat tuaja dhe Kodin TAN i cili ju vjen me SMS në momentin e aktivizimit të shërbimit.

About

Intesa Sanpaolo Bank Albania

Manage your finances securely and conveniently with this mobile banking app. Access accounts, cards, and loans, make payments, and track transactions with personalized shortcuts and biometric authentication. Includes an ATM/branch locator and contact information.

Highlights
  • Account and card access
  • Quick payments and transfers
  • Transaction tracking with push notifications
  • Personalized shortcuts
  • Biometric authentication
  • ATM and branch locator
Features
Read full description

Manage your finances safely and easily with Intesa Sanpaolo Bank Albania’s mobile banking application. Be ready to discover a more advanced and easier banking with numerous app personalization options. Get access to your accounts, cards, savings, loans and make payments quickly, anytime, anywhere. The Intesa Sanpaolo Bank Albania’s ATM and branch locator and contact information are available, even if you have not contracted for the service. A SINGLE APP FOR DAILY FINANCIAL MANAGEMENT • fast and graphically advanced view of your finances • push notifications for easier tracking of your transactions • select 5 shortcuts of the most used features • check the balance of the selected account without logging into the app • authorize transactions via biometric identification (fingerprint or face scanning)* • make payments to selected recipients without additional authorization • use #withPAY to transfer funds to members of the #withPAY community using their contact information from your phonebook • pay your bills easily at any time EVEN MORE SECURITY Using the mobile banking app is completely safe. The use of the app is based on a PIN which is known only to the user. No information related to your accounts or PINs is stored on the mobile device, which ensures absolute confidentiality of the information. After 3 consecutive incorrect PIN entries, the app becomes inactive, providing additional protection against unwanted access. Download the app now! Banking made easy #withINTESASANPAOLOBANK. *You can use the Biometric ID to access and use the Intesa Sanpaolo Bank mobile banking application if your mobile device supports this feature.

Screenshots

CREDINS online4 screens
Intesa Sanpaolo Bank Albania4 screens

Verdict

The call

The clearest difference is rating: Intesa Sanpaolo Bank Albania at 4.2 against CREDINS online's 2.0. Intesa Sanpaolo Bank Albania also leads on review sentiment (42% vs 7%) and iOS requirement (14.0 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Intesa Sanpaolo Bank Albania holds the better App Store score, 4.2 against 2.0. Both are backed by a comparable volume of ratings — 44 and 47 respectively. Written reviews point the same way: 7% of CREDINS online's written reviews are positive against 42% of Intesa Sanpaolo Bank Albania's.

UpkeepUpdate frequency

CREDINS online ships an update every 3 months, Intesa Sanpaolo Bank Albania every 2 months. Both last shipped on November 6, 2026.

Scorecard3 real differences · 7 level
CREDINS online versus Intesa Sanpaolo Bank Albania: the parameters behind the verdict, then further details
ParameterCREDINS onlineIntesa Sanpaolo Bank Albania
PriceFreeFree
Rating2.0 (44 ratings)4.2 (47 ratings) — better
Positive reviews6.8% of reviews41.7% of reviews — better
Number of ratings4447 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.014.0 — better
Further details — not scored
Size46 MB206 MB
Age rating4+4+
DeveloperCREDINS bankIntesa Sanpaolo Bank Albania

Customer experience

CREDINS online

All ratings42 ratings
Positive26.2%
Neutral0.0%
Negative73.8%
Written reviews44 reviews
Positive6.8%
Neutral2.3%
Negative90.9%

Intesa Sanpaolo Bank Albania

All ratings47 ratings
Positive80.9%
Neutral0.0%
Negative19.1%
Written reviews12 reviews
Positive41.7%
Neutral0.0%
Negative58.3%

In-app purchases

None

CREDINS online

No in-app purchases

None

Intesa Sanpaolo Bank Albania

No in-app purchases

Questions

Is CREDINS online free?
CREDINS online is free to download, with no in-app purchases.
Is Intesa Sanpaolo Bank Albania free?
Intesa Sanpaolo Bank Albania is free to download, with no in-app purchases.
Which has better reviews, CREDINS online or Intesa Sanpaolo Bank Albania?
Intesa Sanpaolo Bank Albania is rated higher. CREDINS online averages 2.0 out of 5 from 44 ratings, while Intesa Sanpaolo Bank Albania averages 4.2 from 47 ratings.
Do CREDINS online or Intesa Sanpaolo Bank Albania have ads?
Neither CREDINS online nor Intesa Sanpaolo Bank Albania shows ads.
Which is updated more often, CREDINS online or Intesa Sanpaolo Bank Albania?
CREDINS online ships an update every 3 months, and Intesa Sanpaolo Bank Albania every 2 months. Most recently, CREDINS online was updated on November 6, 2026 and Intesa Sanpaolo Bank Albania on November 6, 2026.

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