# First PREMIER Mobile Banking vs Total Card

The clearest difference is review sentiment: First PREMIER Mobile Banking at 81% against Total Card's 10%. First PREMIER Mobile Banking also leads on rating (4.4 vs 2.1) and ratings volume (1.7K vs 334). Total Card's advantage is update cadence (monthly vs every 6 months) and iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First PREMIER Mobile Banking holds the better App Store score, 4.4 against 2.1. Both are backed by a comparable volume of ratings — 1.7K and 334 respectively. Written reviews point the same way: 81% of First PREMIER Mobile Banking's written reviews are positive against 10% of Total Card's.

First PREMIER Mobile Banking ships an update every 6 months, Total Card monthly. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | First PREMIER Mobile Banking | Total Card |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (1.7K ratings)](https://appshunter.io/ios/app/first-premier-mobile-banking/id727332747/reviews)** | [2.1 (334 ratings)](https://appshunter.io/ios/app/total-card/id1574751566/reviews) |
| Number of ratings | **1.7K** | 334 |
| Positive reviews | **81.0% of reviews** | 9.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Monthly** |
| Monetization | Free | Free |
| Size | 64 MB | 227 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First PREMIER Bank](https://appshunter.io/developer/727332750) | [Vervent, Inc](https://appshunter.io/developer/1574751568) |

## What reviewers say

### First PREMIER Mobile Banking

[App page](https://appshunter.io/ios/app/first-premier-mobile-banking/id727332747)

Securely manage your personal and business bank accounts on the go. Review balances, monitor transactions, suspend debit cards, and set up alerts. Transfer funds, pay bills, and deposit checks for free. Communicate with the bank through secure messaging.

**Highlights:** Manage account balances and transactions, Suspend debit cards, Set up account alerts, Perform stop payment requests, Transfer money between accounts, Pay bills and people, Deposit checks

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient banking
- 🔒 Secure
- 💡 Helpful features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Glitches and bugs
- 🐛 Inconsistent performance
- 🐛 Difficult to link external accounts
- 🐛 Unreliable mobile deposit
- 🐛 Tedious login process

**Reported bugs**

- Login issues
- App crashes
- Blurry mobile deposit images
- Inconsistent account balances

**Requested features**

- Zelle integration
- Customizable dashboard
- Email notifications for account activity
- Better transaction history and categorization


### Total Card

[App page](https://appshunter.io/ios/app/total-card/id1574751566)

Manage your credit card account easily with this app. Make payments, view transactions and statements, and check your available credit. It also offers free credit monitoring powered by TransUnion.

**Highlights:** Make payments, View transactions and statements, Check available credit, Free credit monitoring, Manage credit card account

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🙏🏾 Pretty fair
- 💎 Awesome
- 🧗🏾‍♀️ Excellent

**What reviewers complain about**

- 🗑️ Trash app
- 🔒 Can't lock card
- 🚫 App Not Working
- 🚫 DON'T FALL FOR THESE SCAMMERS
- 💰 Bad card worse app

**Reported bugs**

- Face ID/biometrics not working consistently
- Login issues
- App crashes/freezes
- Payment processing problems

**Requested features**

- Keep biometric login
- Allow access to multiple accounts


## Frequently asked questions

### Is First PREMIER Mobile Banking free?

First PREMIER Mobile Banking is free to download, with no in-app purchases.

### Is Total Card free?

Total Card is free to download, with no in-app purchases.

### Which has better reviews, First PREMIER Mobile Banking or Total Card?

First PREMIER Mobile Banking is rated higher. First PREMIER Mobile Banking averages 4.4 out of 5 from 1.7K ratings, while Total Card averages 2.1 from 334 ratings.

### Do First PREMIER Mobile Banking or Total Card have ads?

Neither First PREMIER Mobile Banking nor Total Card shows ads.

### Which is updated more often, First PREMIER Mobile Banking or Total Card?

First PREMIER Mobile Banking ships an update every 6 months, and Total Card monthly. Most recently, First PREMIER Mobile Banking was updated on November 11, 2026 and Total Card on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*