# BPASClaims vs HRAgo

The clearest difference is rating: HRAgo at 3.6 against BPASClaims's 1.4. HRAgo also leads on review sentiment (41% vs 15%) and ratings volume (258 vs 40). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HRAgo holds the better App Store score, 3.6 against 1.4. That said, the two scores are not equally well evidenced: HRAgo has 258 ratings behind it against 40, so its average is the more settled of the two. Written reviews point the same way: 15% of BPASClaims's written reviews are positive against 41% of HRAgo's.

BPASClaims ships an update every 5 months, HRAgo every 3 months. The most recent releases landed on September 19, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | BPASClaims | HRAgo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (40 ratings)](https://appshunter.io/ios/app/bpasclaims/id727740258/reviews) | **[3.6 (258 ratings)](https://appshunter.io/ios/app/hrago/id946966606/reviews)** |
| Number of ratings | 40 | **258** |
| Positive reviews | 15.0% of reviews | **40.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 30 MB | 44 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Benefit Plans Administrative Services, Inc.](https://appshunter.io/developer/727740261) | [Empire Innovation Group, LLC](https://appshunter.io/developer/946966605) |

## What reviewers say

### BPASClaims

[App page](https://appshunter.io/ios/app/bpasclaims/id727740258)

Easily manage your health benefit accounts, including HSA, HRA, and FSA, with real-time balance checks and detailed information. The secure app allows you to file claims, upload receipts, and view account summaries on the go.

**Highlights:** Check account balances, View account summaries, File claims, Upload receipts, View HSA transactions, Pay bills

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### HRAgo

[App page](https://appshunter.io/ios/app/hrago/id946966606)

Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.

**Highlights:** View account balances and activity, Submit claims and documentation, Update contact information, Manage investment allocations, View account statements, Direct deposit reimbursements

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient claims submission
- 🤝 Great customer service
- 📱 User-friendly app
- ✅ Makes HRA easy

**What reviewers complain about**

- 🐌 Slow processing
- ❌ Denied claims frequently
- 😩 Cumbersome process
- ❓ Lack of explanation for denials
- 📚 Difficult to upload documents

**Reported bugs**

- Unable to log out
- Cannot add documentation from photo library
- App won't attach images for claims
- Cannot find 'Benefits Card' tab
- Kicked out before finishing upload

**Requested features**

- Allow adding multiple documents
- Provide information on covered expenses
- Improve navigation for monitoring deposits/credits/payments
- Add a 'forgot password' option
- Allow saving login credentials


## Frequently asked questions

### Is BPASClaims free?

BPASClaims is free to download, with no in-app purchases.

### Is HRAgo free?

HRAgo is free to download, with no in-app purchases.

### Which has better reviews, BPASClaims or HRAgo?

HRAgo is rated higher. BPASClaims averages 1.4 out of 5 from 40 ratings, while HRAgo averages 3.6 from 258 ratings.

### Do BPASClaims or HRAgo have ads?

Neither BPASClaims nor HRAgo shows ads.

### Which is updated more often, BPASClaims or HRAgo?

BPASClaims ships an update every 5 months, and HRAgo every 3 months. Most recently, BPASClaims was updated on September 19, 2026 and HRAgo on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*