# LHV vs Luminor Bloom

The clearest difference is rating: Luminor Bloom at 5.0 against LHV's 4.3. LHV's advantage is ratings volume (12 vs 1) and iOS requirement (16.1 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Luminor Bloom holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: LHV has 12 ratings behind it against 1, so its average is the more settled of the two.

LHV ships an update weekly, Luminor Bloom every 10 days. The most recent releases landed on September 21, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | LHV | Luminor Bloom |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (12 ratings)](https://appshunter.io/ios/app/lhv/id728359509/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/luminor-bloom/id6755387570/reviews)** |
| Number of ratings | **12** | 1 |
| Positive reviews | 41.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 10 days |
| Monetization | Free | Free |
| Size | 258 MB | 80 MB |
| Requires iOS | **16.1** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [AS LHV Pank](https://appshunter.io/developer/728359512) | [Luminor Bank AB](https://appshunter.io/developer/1312747939) |

## What reviewers say

### LHV

[App page](https://appshunter.io/ios/app/lhv/id728359509)

Manage your personal and business finances with this mobile banking app. Open accounts, make payments, order cards, apply for loans, and invest. Receive timely notifications for important financial events.

**Highlights:** Account opening, Payment processing, Card management, Loan and lease applications, Investment options, Pension management, Customizable notifications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Luminor Bloom

[App page](https://appshunter.io/ios/app/luminor-bloom/id6755387570)

This app offers a digital payment card and banking services for everyday use. It provides cashback on purchases at specific retailers and allows for free euro payments and cash withdrawals. Enjoy secure online and in-store transactions with full control via the app.

**Highlights:** Digital payment card, Cashback on Rimi purchases, Free euro payments, Free cash withdrawals, Secure online payments, Card management via app

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LHV free?

LHV is free to download, with no in-app purchases.

### Is Luminor Bloom free?

Luminor Bloom is free to download, with no in-app purchases.

### Which has better reviews, LHV or Luminor Bloom?

Luminor Bloom is rated higher. LHV averages 4.3 out of 5 from 12 ratings, while Luminor Bloom averages 5.0 from 1 ratings.

### Do LHV or Luminor Bloom have ads?

Neither LHV nor Luminor Bloom shows ads.

### Which is updated more often, LHV or Luminor Bloom?

LHV ships an update weekly, and Luminor Bloom every 10 days. Most recently, LHV was updated on September 21, 2026 and Luminor Bloom on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*