# Timi记账 vs ClearCashflow

The clearest difference is monetization model: Timi记账 at free with in-app purchases against ClearCashflow's subscription. ClearCashflow's advantage is rating (4.4 vs 4.0) and review sentiment (93% vs 71%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Timi记账 sells 9 one-off in-app purchases and ClearCashflow sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ClearCashflow holds the better App Store score, 4.4 against 4.0. Both are backed by a comparable volume of ratings — 32 and 51 respectively. Written reviews point the same way: 71% of Timi记账's written reviews are positive against 93% of ClearCashflow's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Timi记账 | ClearCashflow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (32 ratings)](https://appshunter.io/ios/app/timi/id730234563/reviews) | **[4.4 (51 ratings)](https://appshunter.io/ios/app/clearcashflow/id1099575251/reviews)** |
| Number of ratings | 32 | **51** |
| Positive reviews | 71.4% of reviews | **93.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 97 MB | 3 MB |
| Requires iOS | 11.0 | 11.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Wealth Works Co., Ltd.](https://appshunter.io/developer/906271036) | [鹏东 王](https://appshunter.io/developer/1073799287) |

## What reviewers say

### Timi记账

[App page](https://appshunter.io/ios/app/timi/id730234563)

Track your spending effortlessly and transform into a financial expert. This app offers powerful statistical analysis with visual charts and flexible budgeting tools to help you understand where your money goes. Its unique timeline-based method makes bookkeeping smooth and engaging.

**Highlights:** Timeline-based bookkeeping, Statistical analysis charts, Multi-account management, Budget reminders, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Timi记账去广告月服务 | $0.99 | one-time |
| 导出账单服务月卡 | $0.99 | one-time |
| 账单导入服务月卡 | $0.99 | one-time |
| 账单导入服务年卡 | $1.99 | one-time |
| 导出账单服务年卡 | $1.99 | one-time |
| 账单导入服务三年卡 | $2.99 | one-time |
| 导出账单服务三年卡 | $2.99 | one-time |
| Timi免广告服务年服务 | $3.99 | one-time |
| 免广告服务三年卡 | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 💡 Minimalist and clean design
- 🚀 Efficient for basic expense tracking
- 💡 Helpful for managing personal finances

**What reviewers complain about**

- 🐛 Occasional data loss or disappearance of entries
- 🔍 Limited customization options
- 💰 Lack of support for multiple currencies
- 📊 Inability to view comprehensive annual/quarterly reports

**Reported bugs**

- Date and time display issues
- Crashes and freezes after updates
- Inconsistent behavior when editing or deleting entries

**Requested features**

- Recurring expense/income tracking
- Budgeting and goal-setting features
- Cloud sync and backup functionality
- Multi-currency support
- More detailed reporting and analytics


### ClearCashflow

[App page](https://appshunter.io/ios/app/clearcashflow/id1099575251)

This minimalist accounting app focuses on simple expense recording without complex category selections or balance tracking. It helps users stick to managing their finances by focusing on what was spent and where. Features include random color generation and daily/monthly expenditure summaries.

**Highlights:** Simple expense recording, No account book or category selection, Random color generation on launch, Daily and monthly expenditure summaries, Focus on recording spending and destination

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 高级服务 | $0.99 | per month |


## Frequently asked questions

### Is Timi记账 free?

Timi记账 is free to download, with in-app purchases available.

### Is ClearCashflow free?

ClearCashflow is free to download, with in-app purchases available.

### Which has better reviews, Timi记账 or ClearCashflow?

ClearCashflow is rated higher. Timi记账 averages 4.0 out of 5 from 32 ratings, while ClearCashflow averages 4.4 from 51 ratings.

### Do Timi记账 or ClearCashflow have ads?

Neither Timi记账 nor ClearCashflow shows ads.

### Which is updated more often, Timi记账 or ClearCashflow?

Timi记账 ships an update every 2 months, and ClearCashflow every 2 months. Most recently, Timi记账 was updated on September 22, 2026 and ClearCashflow on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*