# Timi记账 vs 懒猫记账

The clearest difference is rating: 懒猫记账 at 4.8 against Timi记账's 4.0. 懒猫记账 also leads on update cadence (weekly vs every 2 months) and review sentiment (80% vs 71%). Timi记账's advantage is ads (none vs shown) and iOS requirement (11.0 vs 13.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. Timi记账 sells 9 one-off in-app purchases and 懒猫记账 sells 16 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

懒猫记账 holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 32 and 37 respectively. Written reviews point the same way: 71% of Timi记账's written reviews are positive against 80% of 懒猫记账's.

Timi记账 ships an update every 2 months, 懒猫记账 weekly. The most recent releases landed on October 13, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Timi记账 | 懒猫记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (32 ratings)](https://appshunter.io/ios/app/timi/id730234563/reviews) | **[4.8 (37 ratings)](https://appshunter.io/ios/app/and/id1530724951/reviews)** |
| Number of ratings | 32 | **37** |
| Positive reviews | 71.4% of reviews | **80.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 97 MB | 219 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Wealth Works Co., Ltd.](https://appshunter.io/developer/906271036) | [春城 贾](https://appshunter.io/developer/1501061855) |

## What reviewers say

### Timi记账

[App page](https://appshunter.io/ios/app/timi/id730234563)

Track your spending effortlessly and transform into a financial expert. This app offers powerful statistical analysis with visual charts and flexible budgeting tools to help you understand where your money goes. Its unique timeline-based method makes bookkeeping smooth and engaging.

**Highlights:** Timeline-based bookkeeping, Statistical analysis charts, Multi-account management, Budget reminders, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Timi记账去广告月服务 | $0.99 | one-time |
| 导出账单服务月卡 | $0.99 | one-time |
| 账单导入服务月卡 | $0.99 | one-time |
| 账单导入服务年卡 | $1.99 | one-time |
| 导出账单服务年卡 | $1.99 | one-time |
| 账单导入服务三年卡 | $2.99 | one-time |
| 导出账单服务三年卡 | $2.99 | one-time |
| Timi免广告服务年服务 | $3.99 | one-time |
| 免广告服务三年卡 | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 💡 Minimalist and clean design
- 🚀 Efficient for basic expense tracking
- 💡 Helpful for managing personal finances

**What reviewers complain about**

- 🐛 Occasional data loss or disappearance of entries
- 🔍 Limited customization options
- 💰 Lack of support for multiple currencies
- 📊 Inability to view comprehensive annual/quarterly reports

**Reported bugs**

- Date and time display issues
- Crashes and freezes after updates
- Inconsistent behavior when editing or deleting entries

**Requested features**

- Recurring expense/income tracking
- Budgeting and goal-setting features
- Cloud sync and backup functionality
- Multi-currency support
- More detailed reporting and analytics


### 懒猫记账

[App page](https://appshunter.io/ios/app/and/id1530724951)

This app helps you track daily expenses, business transactions, travel costs, and family budgets with multiple customizable ledgers. It offers quick entry, budget reminders, and clear financial analysis through various charts and reports. Data is automatically backed up to iCloud for security and easy recovery.

**Highlights:** Multiple customizable ledgers, Quick expense entry, Budget monitoring and reminders, Financial analysis with charts, Automatic iCloud data backup, Variety of scene-specific ledgers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 懒猫记账月度自动续期会员 | $0.99 | per month |
| 懒猫记账月度自动续期会员8 | $0.99 | per month |
| 懒猫记账月度自动续期会员15 | $1.99 | per month |
| 懒猫记账月度自动续期会员12 | $1.99 | per month |
| 懒猫记账月度自动续期会员18 | $1.99 | per month |
| 懒猫记账季度自动续期会员24 | $2.99 | per 3 months |
| 懒猫记账月度会员28 | $3.99 | per month |
| 懒猫记账年度自动续期会员36 | $4.99 | per year |
| 懒猫记账季度自动续期会员36 | $4.99 | per 3 months |
| 懒猫记账年度自动续期会员48 | $6.99 | per year |
| 懒猫记账年度会员108 | $14.99 | per year |
| 懒猫记账永久会员30 | $3.99 | one-time |
| 懒猫记账三年会员68 | $9.99 | one-time |
| 懒猫记账三年会员88 | $12.99 | one-time |
| 懒猫记账永久会员 | $12.99 | one-time |
| 新懒猫记账永久会员 | $12.99 | one-time |


## Frequently asked questions

### Is Timi记账 free?

Timi记账 is free to download, with in-app purchases available.

### Is 懒猫记账 free?

懒猫记账 is free to download, with in-app purchases available.

### Which has better reviews, Timi记账 or 懒猫记账?

懒猫记账 is rated higher. Timi记账 averages 4.0 out of 5 from 32 ratings, while 懒猫记账 averages 4.8 from 37 ratings.

### Do Timi记账 or 懒猫记账 have ads?

懒猫记账 shows ads; Timi记账 does not.

### Which is updated more often, Timi记账 or 懒猫记账?

Timi记账 ships an update every 2 months, and 懒猫记账 weekly. Most recently, Timi记账 was updated on October 13, 2026 and 懒猫记账 on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*