# Timi记账 vs MoneyThings

The clearest difference is rating: MoneyThings at 4.6 against Timi记账's 4.0. MoneyThings also leads on update cadence (every 3 weeks vs every 2 months) and ratings volume (201 vs 32). Timi记账's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Timi记账 sells 9 one-off in-app purchases and MoneyThings sells 5 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

MoneyThings holds the better App Store score, 4.6 against 4.0. That said, the two scores are not equally well evidenced: MoneyThings has 201 ratings behind it against 32, so its average is the more settled of the two. Written reviews point the same way: 71% of Timi记账's written reviews are positive against 79% of MoneyThings's.

Timi记账 ships an update every 2 months, MoneyThings every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Timi记账 | MoneyThings |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (32 ratings)](https://appshunter.io/ios/app/timi/id730234563/reviews) | **[4.6 (201 ratings)](https://appshunter.io/ios/app/moneythings-finance-tracker/id1549694221/reviews)** |
| Number of ratings | 32 | **201** |
| Positive reviews | 71.4% of reviews | **78.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 81 MB | 121 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Wealth Works Co., Ltd.](https://appshunter.io/developer/906271036) | [少锋 黎](https://appshunter.io/developer/1549500319) |

## What reviewers say

### Timi记账

[App page](https://appshunter.io/ios/app/timi/id730234563)

Track your spending effortlessly and transform into a financial expert. This app offers powerful statistical analysis with visual charts and flexible budgeting tools to help you understand where your money goes. Its unique timeline-based method makes bookkeeping smooth and engaging.

**Highlights:** Timeline-based bookkeeping, Statistical analysis charts, Multi-account management, Budget reminders, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Timi记账去广告月服务 | $0.99 | one-time |
| 导出账单服务月卡 | $0.99 | one-time |
| 账单导入服务月卡 | $0.99 | one-time |
| 账单导入服务年卡 | $1.99 | one-time |
| 导出账单服务年卡 | $1.99 | one-time |
| 账单导入服务三年卡 | $2.99 | one-time |
| 导出账单服务三年卡 | $2.99 | one-time |
| Timi免广告服务年服务 | $3.99 | one-time |
| 免广告服务三年卡 | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 💡 Minimalist and clean design
- 🚀 Efficient for basic expense tracking
- 💡 Helpful for managing personal finances

**What reviewers complain about**

- 🐛 Occasional data loss or disappearance of entries
- 🔍 Limited customization options
- 💰 Lack of support for multiple currencies
- 📊 Inability to view comprehensive annual/quarterly reports

**Reported bugs**

- Date and time display issues
- Crashes and freezes after updates
- Inconsistent behavior when editing or deleting entries

**Requested features**

- Recurring expense/income tracking
- Budgeting and goal-setting features
- Cloud sync and backup functionality
- Multi-currency support
- More detailed reporting and analytics


### MoneyThings

[App page](https://appshunter.io/ios/app/moneythings-finance-tracker/id1549694221)

Track expenses, net worth, and budgets with advanced features like multi-currency support, automated cycle recording, and collaborative family budgeting. Visualize your finances with charts and analyze data scientifically.

**Highlights:** Multi-scene and multi-ledger tracking, Multi-currency with real-time exchange rates, Automated cycle recording and combined transactions, Recoverable and repayable concept for reimbursements, Transaction splitting and tagging, Planning and budgeting tools, Family collaboration and iCloud security

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro (1 Month) | $0.99 | per month |
| Pro (1 Year) | $5.49 | per year |
| Lifetime (Family Sharing) | $5.99 | one-time |
| Lifetime | $9.99 | one-time |
| Lifetime (Family Sharing) | $15.99 | one-time |

**What reviewers like**

- 🚀 Feature-rich
- 👍 Customizable
- 💡 Collaboration features
- 👍 Clean and intuitive UI
- 💡 One-touch transactions

**What reviewers complain about**

- 🐛 Bugs and crashes
- 🔋 Performance issues
- 🤔 Steep learning curve
- 🤔 Lack of recurring transactions
- 🤔 Limited language support

**Reported bugs**

- Black screen after updates
- Sync errors
- Inability to delete accounts
- Transactions getting deleted unexpectedly

**Requested features**

- Recurring transactions
- Automatic exchange rate calculations
- Calendar view with daily expenses
- Ability to delete custom icons
- Reconciliation feature for bank accounts


## Frequently asked questions

### Is Timi记账 free?

Timi记账 is free to download, with in-app purchases available.

### Is MoneyThings free?

MoneyThings is free to download, with in-app purchases available.

### Which has better reviews, Timi记账 or MoneyThings?

MoneyThings is rated higher. Timi记账 averages 4.0 out of 5 from 32 ratings, while MoneyThings averages 4.6 from 201 ratings.

### Do Timi记账 or MoneyThings have ads?

Neither Timi记账 nor MoneyThings shows ads.

### Which is updated more often, Timi记账 or MoneyThings?

Timi记账 ships an update every 2 months, and MoneyThings every 3 weeks. Most recently, Timi记账 was updated on November 1, 2026 and MoneyThings on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*