# Timi记账 vs 商户kds

The clearest difference is in-app purchases: 商户kds at none against Timi记账's 9. 商户kds also leads on update cadence (fortnightly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Timi记账 sells 9 one-off in-app purchases. 商户kds asks for nothing beyond the download.

Timi记账 ships an update every 2 months, 商户kds fortnightly. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Timi记账 | 商户kds |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (32 ratings)](https://appshunter.io/ios/app/timi/id730234563/reviews)** | — |
| Number of ratings | **32** | — |
| Positive reviews | 71.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 81 MB | 40 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Wealth Works Co., Ltd.](https://appshunter.io/developer/906271036) | [曲靖众源科技有限公司](https://appshunter.io/developer/1477571847) |

## What reviewers say

### Timi记账

[App page](https://appshunter.io/ios/app/timi/id730234563)

Track your spending effortlessly and transform into a financial expert. This app offers powerful statistical analysis with visual charts and flexible budgeting tools to help you understand where your money goes. Its unique timeline-based method makes bookkeeping smooth and engaging.

**Highlights:** Timeline-based bookkeeping, Statistical analysis charts, Multi-account management, Budget reminders, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Timi记账去广告月服务 | $0.99 | one-time |
| 导出账单服务月卡 | $0.99 | one-time |
| 账单导入服务月卡 | $0.99 | one-time |
| 账单导入服务年卡 | $1.99 | one-time |
| 导出账单服务年卡 | $1.99 | one-time |
| 账单导入服务三年卡 | $2.99 | one-time |
| 导出账单服务三年卡 | $2.99 | one-time |
| Timi免广告服务年服务 | $3.99 | one-time |
| 免广告服务三年卡 | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 💡 Minimalist and clean design
- 🚀 Efficient for basic expense tracking
- 💡 Helpful for managing personal finances

**What reviewers complain about**

- 🐛 Occasional data loss or disappearance of entries
- 🔍 Limited customization options
- 💰 Lack of support for multiple currencies
- 📊 Inability to view comprehensive annual/quarterly reports

**Reported bugs**

- Date and time display issues
- Crashes and freezes after updates
- Inconsistent behavior when editing or deleting entries

**Requested features**

- Recurring expense/income tracking
- Budgeting and goal-setting features
- Cloud sync and backup functionality
- Multi-currency support
- More detailed reporting and analytics


### 商户kds

[App page](https://appshunter.io/ios/app/kds/id6757051794)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Timi记账 free?

Timi记账 is free to download, with in-app purchases available.

### Is 商户kds free?

商户kds is free to download, with no in-app purchases.

### Do Timi记账 or 商户kds have ads?

Neither Timi记账 nor 商户kds shows ads.

### Which is updated more often, Timi记账 or 商户kds?

Timi记账 ships an update every 2 months, and 商户kds fortnightly. Most recently, Timi记账 was updated on November 1, 2026 and 商户kds on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*