# PeoPay vs ZZL

The clearest difference is review sentiment: PeoPay at 85% against ZZL's 13%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PeoPay ships an update every 3 weeks, ZZL every 2 weeks. The most recent releases landed on September 25, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | PeoPay | ZZL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/peopay/id730352546/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | **84.6% of reviews** | 13.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 236 MB | 77 MB |
| Requires iOS | 16.0.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Bank Pekao SA](https://appshunter.io/developer/484502616) | [Kamsoft S.A.](https://appshunter.io/developer/988750703) |

## What reviewers say

### PeoPay

[App page](https://appshunter.io/ios/app/peopay/id730352546)

Manage your personal and business accounts, cards, and savings on the go. Check balances, pay bills, use BLIK, apply for credit, and more, all from your smartphone. Open new accounts and access investment products conveniently.

**Highlights:** Account and card management, Bill payments, BLIK transactions, Credit and loan applications, Investment and savings products, Currency exchange, Parental control for child accounts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and fast
- 🔒 Reliable and secure
- 💡 Useful additional features (e.g., public transportation tickets, parking fees)

**What reviewers complain about**

- 🐛 Occasional crashes or login issues
- 🔍 Some features not intuitive or hidden
- 💬 Lack of responsiveness to user feedback

**Reported bugs**

- Login issues on certain devices (e.g., iPad)
- Connectivity problems with poor internet connection

**Requested features**

- More English language options
- Virtual debit card
- Push notifications for transactions


### ZZL

[App page](https://appshunter.io/ios/app/zzl/id1067311096)

This mobile application allows users to access and manage reports from the KS-ZZL system. It provides a convenient way to view financial and operational data on the go.

**Highlights:** Access KS-ZZL system reports, Mobile report management, View financial data, View operational data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PeoPay free?

PeoPay is free to download, with no in-app purchases.

### Is ZZL free?

ZZL is free to download, with no in-app purchases.

### Do PeoPay or ZZL have ads?

Neither PeoPay nor ZZL shows ads.

### Which is updated more often, PeoPay or ZZL?

PeoPay ships an update every 3 weeks, and ZZL every 2 weeks. Most recently, PeoPay was updated on September 25, 2026 and ZZL on September 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*