# PeoPay vs PKO Junior

The clearest difference is review sentiment: PKO Junior at 100% against PeoPay's 85%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PeoPay ships an update every 3 weeks, PKO Junior every 5 weeks. The most recent releases landed on September 25, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | PeoPay | PKO Junior |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/peopay/id730352546/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 84.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 236 MB | 108 MB |
| Requires iOS | 16.0.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Bank Pekao SA](https://appshunter.io/developer/484502616) | [PKO BP S.A.](https://appshunter.io/developer/596463708) |

## What reviewers say

### PeoPay

[App page](https://appshunter.io/ios/app/peopay/id730352546)

Manage your personal and business accounts, cards, and savings on the go. Check balances, pay bills, use BLIK, apply for credit, and more, all from your smartphone. Open new accounts and access investment products conveniently.

**Highlights:** Account and card management, Bill payments, BLIK transactions, Credit and loan applications, Investment and savings products, Currency exchange, Parental control for child accounts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and fast
- 🔒 Reliable and secure
- 💡 Useful additional features (e.g., public transportation tickets, parking fees)

**What reviewers complain about**

- 🐛 Occasional crashes or login issues
- 🔍 Some features not intuitive or hidden
- 💬 Lack of responsiveness to user feedback

**Reported bugs**

- Login issues on certain devices (e.g., iPad)
- Connectivity problems with poor internet connection

**Requested features**

- More English language options
- Virtual debit card
- Push notifications for transactions


### PKO Junior

[App page](https://appshunter.io/ios/app/pko-junior/id1085090139)

This app teaches children under 12 about managing their money with parental supervision. It offers interactive financial lessons, budgeting tools, and the ability to initiate transfers and set savings goals.

**Highlights:** PIN, fingerprint, or face recognition login, Financial lessons with robot guidance, Initiate transfers and phone top-ups (parental approval), Virtual piggy banks with savings goals, Savings calculator with interest rates, Rewards and badges for completing tasks, Customizable app background

**In-app purchases:** none


## Frequently asked questions

### Is PeoPay free?

PeoPay is free to download, with no in-app purchases.

### Is PKO Junior free?

PKO Junior is free to download, with no in-app purchases.

### Do PeoPay or PKO Junior have ads?

Neither PeoPay nor PKO Junior shows ads.

### Which is updated more often, PeoPay or PKO Junior?

PeoPay ships an update every 3 weeks, and PKO Junior every 5 weeks. Most recently, PeoPay was updated on September 25, 2026 and PKO Junior on September 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*