# PeoPay vs Affinity Vault

The clearest difference is update cadence: PeoPay at every 3 weeks against Affinity Vault's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PeoPay ships an update every 3 weeks, Affinity Vault every 4 months. The most recent releases landed on October 14, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | PeoPay | Affinity Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/peopay/id730352546/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 84.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | — |
| Size | 236 MB | 34 MB |
| Requires iOS | 16.0.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Bank Pekao SA](https://appshunter.io/developer/484502616) | [FutureVault Inc.](https://appshunter.io/developer/1145623257) |

## What reviewers say

### PeoPay

[App page](https://appshunter.io/ios/app/peopay/id730352546)

Manage your personal and business accounts, cards, and savings on the go. Check balances, pay bills, use BLIK, apply for credit, and more, all from your smartphone. Open new accounts and access investment products conveniently.

**Highlights:** Account and card management, Bill payments, BLIK transactions, Credit and loan applications, Investment and savings products, Currency exchange, Parental control for child accounts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and fast
- 🔒 Reliable and secure
- 💡 Useful additional features (e.g., public transportation tickets, parking fees)

**What reviewers complain about**

- 🐛 Occasional crashes or login issues
- 🔍 Some features not intuitive or hidden
- 💬 Lack of responsiveness to user feedback

**Reported bugs**

- Login issues on certain devices (e.g., iPad)
- Connectivity problems with poor internet connection

**Requested features**

- More English language options
- Virtual debit card
- Push notifications for transactions


### Affinity Vault

[App page](https://appshunter.io/ios/app/affinity-vault/id1597799740)

**In-app purchases:** none


## Frequently asked questions

### Is PeoPay free?

PeoPay is free to download, with no in-app purchases.

### Is Affinity Vault free?

Affinity Vault is free to download, with no in-app purchases.

### Do PeoPay or Affinity Vault have ads?

Neither PeoPay nor Affinity Vault shows ads.

### Which is updated more often, PeoPay or Affinity Vault?

PeoPay ships an update every 3 weeks, and Affinity Vault every 4 months. Most recently, PeoPay was updated on October 14, 2026 and Affinity Vault on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*