# Zenith Bank eaZymoney vs FirstToken

The clearest difference is rating: Zenith Bank eaZymoney at 3.2 against FirstToken's 2.3. Zenith Bank eaZymoney also leads on update cadence (every 2 months vs every 21 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zenith Bank eaZymoney holds the better App Store score, 3.2 against 2.3. Both are backed by a comparable volume of ratings — 188 and 81 respectively. Written reviews complicate that: 11% of Zenith Bank eaZymoney's written reviews are positive against 13% of FirstToken's, so the app with the better star average is not the one people write more warmly about.

Zenith Bank eaZymoney ships an update every 2 months, FirstToken every 21 months. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Zenith Bank eaZymoney | FirstToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (188 ratings)](https://appshunter.io/ios/app/zenith-bank-eazymoney/id732850254/reviews)** | [2.3 (81 ratings)](https://appshunter.io/ios/app/firsttoken/id982312846/reviews) |
| Number of ratings | **188** | 81 |
| Positive reviews | 11.3% of reviews | **13.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 21 months |
| Monetization | Free | Free |
| Size | 92 MB | 11 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zenith Bank PLC](https://appshunter.io/developer/732850257) | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) |

## What reviewers say

### Zenith Bank eaZymoney

[App page](https://appshunter.io/ios/app/zenith-bank-eazymoney/id732850254)

Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.

**Highlights:** Account overview and history, Fund transfers (own, Zenith, other banks, foreign), Bill payments and airtime recharge, QR code payments, Card management (settlement, activation/deactivation), Cheque management, View bank statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy transactions
- 💳 Convenient virtual card feature
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Lack of transaction details
- ⚠️ Unreliable network connectivity
- 🤔 Confusing app updates
- 💸 Unnecessary charges

**Reported bugs**

- Login issues after app update
- Transfer limits not working as expected
- Balance not refreshing correctly

**Requested features**

- Dark mode option
- Transaction history export
- Improved customer support


### FirstToken

[App page](https://appshunter.io/ios/app/firsttoken/id982312846)

Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.

**Highlights:** Generate one-time passcodes, Secure online transaction authentication, Eliminates need for hardware token, Mobile authentication for FirstBank accounts, Apple device compatibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zenith Bank eaZymoney free?

Zenith Bank eaZymoney is free to download, with no in-app purchases.

### Is FirstToken free?

FirstToken is free to download, with no in-app purchases.

### Which has better reviews, Zenith Bank eaZymoney or FirstToken?

Zenith Bank eaZymoney is rated higher. Zenith Bank eaZymoney averages 3.2 out of 5 from 188 ratings, while FirstToken averages 2.3 from 81 ratings.

### Do Zenith Bank eaZymoney or FirstToken have ads?

Neither Zenith Bank eaZymoney nor FirstToken shows ads.

### Which is updated more often, Zenith Bank eaZymoney or FirstToken?

Zenith Bank eaZymoney ships an update every 2 months, and FirstToken every 21 months. Most recently, Zenith Bank eaZymoney was updated on September 23, 2026 and FirstToken on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*