# Долинск онлайн vs Кредит на карту 0%

Долинск онлайн and Кредит на карту 0% both sit at 4.8 stars, but that hides the real split: 83% of Кредит на карту 0%'s written reviews are positive against 39% of Долинск онлайн's. Кредит на карту 0% also leads on device support (3 vs 1). Долинск онлайн's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Кредит на карту 0% holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 26 and 6 respectively. Written reviews point the same way: 39% of Долинск онлайн's written reviews are positive against 83% of Кредит на карту 0%'s.

Долинск онлайн ships an update monthly, Кредит на карту 0% every 4 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Долинск онлайн | Кредит на карту 0% |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (26 ratings)](https://appshunter.io/ios/app/id733689588/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/0-rfinance/id1612952734/reviews)** |
| Number of ratings | **26** | 6 |
| Positive reviews | 39.3% of reviews | **82.6% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 37 MB | 37 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Dolinsk, AO](https://appshunter.io/developer/1436458315) | [Авион](https://appshunter.io/developer/1612952916) |

## What reviewers say

### Долинск онлайн

[App page](https://appshunter.io/ios/app/id733689588)

Manage your finances conveniently and stay updated on all transactions. This banking app allows for easy bill payments, fund transfers, and account management. Access account statements, transaction history, and currency exchange rates.

**Highlights:** Pay for mobile and internet services, Transfer funds between accounts, Pay utility bills, Make payments to other banks, View account statements, Check currency exchange rates, Review transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Кредит на карту 0%

[App page](https://appshunter.io/ios/app/0-rfinance/id1612952734)

Quickly obtain online loans directly to your card without visiting a bank. This finance app offers a streamlined process for microloans, making financial assistance fast, convenient, and accessible. Apply in minutes with transparent terms and conditions.

**Highlights:** Instant online loan applications, Loans directly to your card, No bank visits or extensive paperwork, Transparent terms and conditions, Quick approval process, Accessible financial assistance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Долинск онлайн free?

Долинск онлайн is free to download, with no in-app purchases.

### Is Кредит на карту 0% free?

Кредит на карту 0% is free to download, with no in-app purchases.

### Which has better reviews, Долинск онлайн or Кредит на карту 0%?

Кредит на карту 0% is rated higher. Долинск онлайн averages 4.8 out of 5 from 26 ratings, while Кредит на карту 0% averages 5.0 from 6 ratings.

### Do Долинск онлайн or Кредит на карту 0% have ads?

Кредит на карту 0% shows ads; Долинск онлайн does not.

### Which is updated more often, Долинск онлайн or Кредит на карту 0%?

Долинск онлайн ships an update monthly, and Кредит на карту 0% every 4 months. Most recently, Долинск онлайн was updated on November 11, 2026 and Кредит на карту 0% on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*