# Lumbini Smart vs SC Mobile Nepal

The clearest difference is rating: Lumbini Smart at 3.0 against SC Mobile Nepal's 1.9. SC Mobile Nepal's advantage is ratings volume (39 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lumbini Smart holds the better App Store score, 3.0 against 1.9. That said, the two scores are not equally well evidenced: SC Mobile Nepal has 39 ratings behind it against 1, so its average is the more settled of the two.

Lumbini Smart ships an update every 5 months, SC Mobile Nepal every 3 months. The most recent releases landed on October 15, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Lumbini Smart | SC Mobile Nepal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/lumbini-smart/id736656077/reviews)** | [1.9 (39 ratings)](https://appshunter.io/ios/app/sc-mobile-nepal/id1212199537/reviews) |
| Number of ratings | 1 | **39** |
| Positive reviews | — | 11.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 169 MB | 59 MB |
| Requires iOS | **12.4** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Lumbini Bikas Bank Ltd.](https://appshunter.io/developer/1448013836) | [Standard Chartered Bank](https://appshunter.io/developer/367337301) |

## What reviewers say

### Lumbini Smart

[App page](https://appshunter.io/ios/app/lumbini-smart/id736656077)

Manage your bank accounts on the go with this mobile banking app. Check balances, request mini-statements, transfer funds, buy airtime, and pay bills directly from your device.

**Highlights:** Check account balances, Request mini-statements, Transfer funds, Buy airtime top-ups, Pay bills

**Features:** Vision Pro support

**In-app purchases:** none


### SC Mobile Nepal

[App page](https://appshunter.io/ios/app/sc-mobile-nepal/id1212199537)

Manage your finances with an intuitive interface and powerful features. This app offers instant fund transfers, bill payments, card management, and profile updates. Easily apply for products and track your requests.

**Highlights:** Instant local bank fund transfers, Utility bill payments, Biometric authentication, Card blocking and replacement, Profile updates, Cheque book requests, Product catalogue for applications

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Lumbini Smart free?

Lumbini Smart is free to download, with no in-app purchases.

### Is SC Mobile Nepal free?

SC Mobile Nepal is free to download, with no in-app purchases.

### Which has better reviews, Lumbini Smart or SC Mobile Nepal?

Lumbini Smart is rated higher. Lumbini Smart averages 3.0 out of 5 from 1 ratings, while SC Mobile Nepal averages 1.9 from 39 ratings.

### Do Lumbini Smart or SC Mobile Nepal have ads?

Neither Lumbini Smart nor SC Mobile Nepal shows ads.

### Which is updated more often, Lumbini Smart or SC Mobile Nepal?

Lumbini Smart ships an update every 5 months, and SC Mobile Nepal every 3 months. Most recently, Lumbini Smart was updated on October 15, 2026 and SC Mobile Nepal on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*