# Settle Up vs WeXpense

The clearest difference is ads: WeXpense at none against Settle Up's shown. WeXpense also leads on review sentiment (80% vs 59%) and iOS requirement (15.6 vs 17.4). Settle Up's advantage is ratings volume (1.7K vs 110). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month and WeXpense sells 2 in-app purchases, starting at $2.29 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Settle Up against 4.7 for WeXpense. That said, the two scores are not equally well evidenced: Settle Up has 1.7K ratings behind it against 110, so its average is the more settled of the two. Written reviews are what separate them: 59% of Settle Up's written reviews are positive against 80% of WeXpense's.

Settle Up ships an update every 2 weeks, WeXpense monthly. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Settle Up | WeXpense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews)** | [4.7 (110 ratings)](https://appshunter.io/ios/app/wexpense-split-bills/id1150902475/reviews) |
| Number of ratings | **1.7K** | 110 |
| Positive reviews | 58.5% of reviews | **79.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 103 MB | 34 MB |
| Requires iOS | 17.4 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) | [ExpenseCount Inc.](https://appshunter.io/developer/1713467724) |

## What reviewers say

### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


### WeXpense

[App page](https://appshunter.io/ios/app/wexpense-split-bills/id1150902475)

Effortlessly track and split group expenses for trips, parties, or any shared event. Manage costs per individual, see who paid what, and determine who owes whom, all from your mobile device or desktop.

**Highlights:** Track and split expenses, Share expenses among group participants, Access from website or mobile app, Offline functionality, No username/password required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $2.29 | per month |
| 6 Months Premium | $9.99 | per 6 months |


## Frequently asked questions

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Is WeXpense free?

WeXpense is free to download, with in-app purchases available.

### Which has better reviews, Settle Up or WeXpense?

Settle Up is rated higher. Settle Up averages 4.8 out of 5 from 1.7K ratings, while WeXpense averages 4.7 from 110 ratings.

### Do Settle Up or WeXpense have ads?

Settle Up shows ads; WeXpense does not.

### Which is updated more often, Settle Up or WeXpense?

Settle Up ships an update every 2 weeks, and WeXpense monthly. Most recently, Settle Up was updated on October 15, 2026 and WeXpense on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*