# Settle Up vs Sesterce

The clearest difference is review sentiment: Sesterce at 95% against Settle Up's 59%. Sesterce also leads on ads (none vs shown) and rating (5.0 vs 4.8). Settle Up's advantage is ratings volume (1.7K vs 61). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month and Sesterce sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Sesterce holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Settle Up has 1.7K ratings behind it against 61, so its average is the more settled of the two. Written reviews point the same way: 59% of Settle Up's written reviews are positive against 95% of Sesterce's.

Settle Up ships an update every 2 weeks, Sesterce every 3 weeks. Both last shipped on October 19, 2026.

## The numbers

| Metric | Settle Up | Sesterce |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.7K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews) | **[5.0 (61 ratings)](https://appshunter.io/ios/app/sesterce-split-expenses/id1239566667/reviews)** |
| Number of ratings | **1.7K** | 61 |
| Positive reviews | 58.5% of reviews | **95.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 103 MB | 61 MB |
| Requires iOS | 17.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) | [Stan Kocken](https://appshunter.io/developer/1239566666) |

## What reviewers say

### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


### Sesterce

[App page](https://appshunter.io/ios/app/sesterce-split-expenses/id1239566667)

Easily divide expenses for trips, shared living, or group outings. Track all spending and see who owes what. Ideal for couples, friends, and roommates.

**Highlights:** Divide costs among groups, Track all spending, Collaborative expense adding, Password-protected groups, Customizable expense categories, Export expense data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All groups premium | $1.99 | per month |
| 30 days of Premium | $1.99 | one-time |
| Premium for Life | $4.99 | one-time |
| All groups of a user | $49.99 | one-time |


## Frequently asked questions

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Is Sesterce free?

Sesterce is free to download, with in-app purchases available.

### Which has better reviews, Settle Up or Sesterce?

Sesterce is rated higher. Settle Up averages 4.8 out of 5 from 1.7K ratings, while Sesterce averages 5.0 from 61 ratings.

### Do Settle Up or Sesterce have ads?

Settle Up shows ads; Sesterce does not.

### Which is updated more often, Settle Up or Sesterce?

Settle Up ships an update every 2 weeks, and Sesterce every 3 weeks. Most recently, Settle Up was updated on October 19, 2026 and Sesterce on October 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*