# Settle Up vs Казначей

The clearest difference is ads: Казначей at none against Settle Up's shown. Казначей also leads on iOS requirement (15.0 vs 17.4). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month and Казначей sells 10 in-app purchases, starting at $2.00 per month. Whichever you choose, the download price is not the number that matters.

Settle Up ships an update every 2 weeks, Казначей every 11 days. The most recent releases landed on October 19, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Settle Up | Казначей |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews)** | — |
| Number of ratings | **1.7K** | — |
| Positive reviews | 58.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 11 days** |
| Monetization | Free with in-app purchases | — |
| Size | 103 MB | 64 MB |
| Requires iOS | 17.4 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) | [X91 Apps](https://appshunter.io/developer/1851881110) |

## What reviewers say

### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


### Казначей

[App page](https://appshunter.io/ios/app/id6446291419)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 group monthly | $2.00 | per month |
| 3 groups monthly | $4.00 | per month |
| 5 groups monthly | $6.00 | per month |
| 7 groups monthly | $8.00 | per month |
| 1 group yearly | $20.00 | per year |
| Unlimited groups monthly | $20.00 | per month |
| 3 groups yearly | $40.00 | per year |
| 5 groups yearly | $60.00 | per year |
| 7 groups yearly | $80.00 | per year |
| Unlimited groups yearly | $200.00 | per year |


## Frequently asked questions

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Is Казначей free?

Казначей is free to download, with in-app purchases available.

### Do Settle Up or Казначей have ads?

Settle Up shows ads; Казначей does not.

### Which is updated more often, Settle Up or Казначей?

Settle Up ships an update every 2 weeks, and Казначей every 11 days. Most recently, Settle Up was updated on October 19, 2026 and Казначей on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*