# Settle Up vs Splitall

The clearest difference is rating: Settle Up at 4.8 against Splitall's 4.0. Settle Up also leads on ratings volume (1.7K vs 1) and update cadence (every 2 weeks vs every 2 months). Splitall's advantage is review sentiment (100% vs 59%) and iOS requirement (15.0 vs 17.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month and Splitall sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Settle Up holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Settle Up has 1.7K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 59% of Settle Up's written reviews are positive against 100% of Splitall's, so the app with the better star average is not the one people write more warmly about.

Settle Up ships an update every 2 weeks, Splitall every 2 months. The most recent releases landed on October 13, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Settle Up | Splitall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews)** | [4.0 (1 ratings)](https://appshunter.io/ios/app/splitall-split-group-bills/id6474968317/reviews) |
| Number of ratings | **1.7K** | 1 |
| Positive reviews | 58.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 103 MB | 52 MB |
| Requires iOS | 17.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) | [ALEXEY OSTROGRADSKIY](https://appshunter.io/developer/739013684) |

## What reviewers say

### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


### Splitall

[App page](https://appshunter.io/ios/app/splitall-split-group-bills/id6474968317)

Easily track and split shared expenses with friends and roommates. Manage group spending for household bills, travel, and events, ensuring everyone knows who owes what. Simplifies joint accounting for hassle-free financial management.

**Highlights:** Split shared expenses, Track due payments, Invite friends via code, Manage group or individual expenses, Name and date expenses, Categorize spending (household, travel, gifts)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PRO Weekly | $1.99 | per 7 days |
| PRO Monthly | $3.99 | per month |
| PRO Yearly Plus | $24.99 | per year |
| PRO Yearly | $29.99 | per year |


## Frequently asked questions

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Is Splitall free?

Splitall is free to download, with in-app purchases available.

### Which has better reviews, Settle Up or Splitall?

Settle Up is rated higher. Settle Up averages 4.8 out of 5 from 1.7K ratings, while Splitall averages 4.0 from 1 ratings.

### Do Settle Up or Splitall have ads?

Both Settle Up and Splitall show ads.

### Which is updated more often, Settle Up or Splitall?

Settle Up ships an update every 2 weeks, and Splitall every 2 months. Most recently, Settle Up was updated on October 13, 2026 and Splitall on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*