# Settle Up vs Settle up, Split rent wisely

Settle Up and Settle up, Split rent wisely both sit at 4.8 stars, but that hides the real split: 99% of Settle up, Split rent wisely's written reviews are positive against 59% of Settle Up's. Settle up, Split rent wisely also leads on ads (none vs shown) and iOS requirement (14.0 vs 17.4). Settle Up's advantage is ratings volume (1.7K vs 54). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month and Settle up, Split rent wisely sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Settle Up against 4.7 for Settle up, Split rent wisely. That said, the two scores are not equally well evidenced: Settle Up has 1.7K ratings behind it against 54, so its average is the more settled of the two. Written reviews are what separate them: 59% of Settle Up's written reviews are positive against 99% of Settle up, Split rent wisely's.

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on September 24, 2026.

## The numbers

| Metric | Settle Up | Settle up, Split rent wisely |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews)** | [4.7 (54 ratings)](https://appshunter.io/ios/app/settle-up-split-rent-wisely/id6477442217/reviews) |
| Number of ratings | **1.7K** | 54 |
| Positive reviews | 58.5% of reviews | **98.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 103 MB | 137 MB |
| Requires iOS | 17.4 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) | [CANOPAS SOFTWARE LLP](https://appshunter.io/developer/1570951266) |

## What reviewers say

### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


### Settle up, Split rent wisely

[App page](https://appshunter.io/ios/app/settle-up-split-rent-wisely/id6477442217)

Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.

**Highlights:** Instant bill splitting (equal or custom), Track shared expenses, Know who owes whom, Settle up with clear balances, Add multiple payers and uneven splits, Scan receipts to add expenses, Itemized expense tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splito Pro 1 Month | $4.99 | per month |
| Splito Pro 1 Year | $14.99 | per year |
| Splito Pro 1 Year | $24.99 | per year |
| Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Is Settle up, Split rent wisely free?

Settle up, Split rent wisely is free to download, with in-app purchases available.

### Which has better reviews, Settle Up or Settle up, Split rent wisely?

Settle Up is rated higher. Settle Up averages 4.8 out of 5 from 1.7K ratings, while Settle up, Split rent wisely averages 4.7 from 54 ratings.

### Do Settle Up or Settle up, Split rent wisely have ads?

Settle Up shows ads; Settle up, Split rent wisely does not.

### Which is updated more often, Settle Up or Settle up, Split rent wisely?

Settle Up ships an update every 2 weeks, and Settle up, Split rent wisely every 2 weeks. Most recently, Settle Up was updated on September 24, 2026 and Settle up, Split rent wisely on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*