# Settle Up vs Splittier

The clearest difference is review sentiment: Settle Up at 59% against Splittier's 0%. Settle Up also leads on rating (4.8 vs 1.0) and ratings volume (1.8K vs 1). Splittier's advantage is in-app purchases (none vs 14) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month. Splittier asks for nothing beyond the download.

Settle Up holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: Settle Up has 1.8K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 59% of Settle Up's written reviews are positive against 0% of Splittier's.

Settle Up ships an update every 2 weeks, Splittier fortnightly. The most recent releases landed on October 26, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Settle Up | Splittier |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/splittier-expense-management/id6502469783/reviews) |
| Number of ratings | **1.8K** | 1 |
| Positive reviews | **58.5% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 103 MB | 68 MB |
| Requires iOS | 17.4 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) | [SoadTech LLC](https://appshunter.io/developer/1745580550) |

## What reviewers say

### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


### Splittier

[App page](https://appshunter.io/ios/app/splittier-expense-management/id6502469783)

Easily split bills with friends and track personal spending. Features AI receipt scanning, voice commands, and support for over 110 currencies. Ideal for roommates, travel, and group outings.

**Highlights:** AI receipt scanning, Voice AI assistant, Split bills equally, by item, or custom, Support for 110+ currencies, Personal expense tracking, Smart categories and budgets, Recurring bills automation

**In-app purchases:** none


## Frequently asked questions

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Is Splittier free?

Splittier is free to download, with no in-app purchases.

### Which has better reviews, Settle Up or Splittier?

Settle Up is rated higher. Settle Up averages 4.8 out of 5 from 1.8K ratings, while Splittier averages 1.0 from 1 ratings.

### Do Settle Up or Splittier have ads?

Settle Up shows ads; Splittier does not.

### Which is updated more often, Settle Up or Splittier?

Settle Up ships an update every 2 weeks, and Splittier fortnightly. Most recently, Settle Up was updated on October 26, 2026 and Splittier on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*