# Settle Up vs BillSplit

The clearest difference is review sentiment: BillSplit at 100% against Settle Up's 59%. BillSplit also leads on in-app purchases (none vs 14) and ads (none vs shown). Settle Up's advantage is update cadence (every 2 weeks vs every 5 weeks). On price and device support there is nothing between them.

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month. BillSplit asks for nothing beyond the download.

Settle Up ships an update every 2 weeks, BillSplit every 5 weeks. The most recent releases landed on October 23, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Settle Up | BillSplit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews)** | — |
| Number of ratings | **1.8K** | — |
| Positive reviews | 58.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 103 MB | 38 MB |
| Requires iOS | 17.4 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) | [Ritesh Kumar Yadav](https://appshunter.io/developer/1753062905) |

## What reviewers say

### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


### BillSplit

[App page](https://appshunter.io/ios/app/billsplit-split-bills-and-tabs/id6504613579)

Effortlessly track shared expenses and split bills among friends, family, or groups. This free app simplifies managing group spending for travel, dining, and household costs, allowing for flexible division and quick settlement.

**Highlights:** Free to use forever, Intuitive expense tracking, Flexible bill division, Instant settlement tracking, Organized group management, Multi-currency support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Is BillSplit free?

BillSplit is free to download, with no in-app purchases.

### Do Settle Up or BillSplit have ads?

Settle Up shows ads; BillSplit does not.

### Which is updated more often, Settle Up or BillSplit?

Settle Up ships an update every 2 weeks, and BillSplit every 5 weeks. Most recently, Settle Up was updated on October 23, 2026 and BillSplit on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*