# Settle Up vs Split Bill

The clearest difference is review sentiment: Split Bill at 100% against Settle Up's 59%. Settle Up's advantage is chart position (#189 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month and Split Bill sells 3 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Settle Up ships an update every 2 weeks, Split Bill fortnightly. The most recent releases landed on September 24, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Settle Up | Split Bill |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews)** | — |
| Number of ratings | **1.7K** | — |
| Positive reviews | 58.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#189** | — |
| Size | 103 MB | 31 MB |
| Requires iOS | 17.4 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) | [Hung Truong Khanh](https://appshunter.io/developer/1762420034) |

## What reviewers say

### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

**Currently charting:** #189 Top Grossing · Finance (US App Store)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


### Split Bill

[App page](https://appshunter.io/ios/app/split-bill-share-expenses/id6511249239)

Easily manage shared expenses with friends and groups. Automatically identify bill details, track spending, and calculate who owes whom. Integrates with popular payment services and offers offline access.

**Highlights:** Photo bill scanning with auto-identification, Group expense tracking, Automated debt calculation, Integration with payment services, Spending pattern charts and graphs, Offline access, QR code scanning for connections

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bill Splitter Premium Monthly | $5.99 | per month |
| Bill Splitter Premium Annual | $29.99 | per year |
| Bill Splitter Premium | $59.99 | one-time |


## Frequently asked questions

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Is Split Bill free?

Split Bill is free to download, with in-app purchases available.

### Do Settle Up or Split Bill have ads?

Both Settle Up and Split Bill show ads.

### Which is updated more often, Settle Up or Split Bill?

Settle Up ships an update every 2 weeks, and Split Bill fortnightly. Most recently, Settle Up was updated on September 24, 2026 and Split Bill on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*