# Settle Up vs Kittysplit

The clearest difference is review sentiment: Kittysplit at 100% against Settle Up's 59%. Kittysplit also leads on ads (none vs shown) and rating (5.0 vs 4.8). Settle Up's advantage is ratings volume (1.7K vs 101). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month and Kittysplit sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Kittysplit holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Settle Up has 1.7K ratings behind it against 101, so its average is the more settled of the two. Written reviews point the same way: 59% of Settle Up's written reviews are positive against 100% of Kittysplit's.

Settle Up ships an update every 2 weeks, Kittysplit every 3 weeks. The most recent releases landed on October 19, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Settle Up | Kittysplit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.7K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews) | **[5.0 (101 ratings)](https://appshunter.io/ios/app/kittysplit-split-group-costs/id6742316700/reviews)** |
| Number of ratings | **1.7K** | 101 |
| Positive reviews | 58.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 103 MB | 74 MB |
| Requires iOS | 17.4 | **15.5** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) | [Kittysplit UG (haftungsbeschränkt)](https://appshunter.io/developer/1797729087) |

## What reviewers say

### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


### Kittysplit

[App page](https://appshunter.io/ios/app/kittysplit-split-group-costs/id6742316700)

Easily track and settle shared expenses for trips, households, or groups. No registration or app installation needed for friends. Calculates who owes what and the simplest way to settle debts.

**Highlights:** No registration required, Works in any browser, Calculates easiest settlement, Assign categories to expenses, Export to spreadsheet, Split equally or unequally, Attach photos to expenses

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Super Kitty Upgrade | $2.99 | one-time |


## Frequently asked questions

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Is Kittysplit free?

Kittysplit is free to download, with in-app purchases available.

### Which has better reviews, Settle Up or Kittysplit?

Kittysplit is rated higher. Settle Up averages 4.8 out of 5 from 1.7K ratings, while Kittysplit averages 5.0 from 101 ratings.

### Do Settle Up or Kittysplit have ads?

Settle Up shows ads; Kittysplit does not.

### Which is updated more often, Settle Up or Kittysplit?

Settle Up ships an update every 2 weeks, and Kittysplit every 3 weeks. Most recently, Settle Up was updated on October 19, 2026 and Kittysplit on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*