# Settle Up vs Splitorium

The clearest difference is review sentiment: Splitorium at 100% against Settle Up's 59%. Splitorium also leads on ads (none vs shown) and update cadence (every 4 days vs every 2 weeks). Settle Up's advantage is ratings volume (1.7K vs 16). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Settle Up sells 10 in-app purchases, starting at $3.99 per month and Splitorium sells 6 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Splitorium holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Settle Up has 1.7K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 59% of Settle Up's written reviews are positive against 100% of Splitorium's.

Settle Up ships an update every 2 weeks, Splitorium every 4 days. The most recent releases landed on October 2, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Settle Up | Splitorium |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.7K ratings)](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985/reviews) | **[5.0 (16 ratings)](https://appshunter.io/ios/app/splitorium-split-expenses/id6756433183/reviews)** |
| Number of ratings | **1.7K** | 16 |
| Positive reviews | 58.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 103 MB | 70 MB |
| Requires iOS | **17.4** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Step Up Labs, Inc.](https://appshunter.io/developer/1109834817) | [OZZY LABS LLC](https://appshunter.io/developer/1859413825) |

## What reviewers say

### Settle Up

[App page](https://appshunter.io/ios/app/settle-up-group-expenses/id737534985)

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

**Highlights:** Track shared expenses, Manage IOUs, Handle complex splits, Multiple payers support, Offline functionality, Real-time exchange rates, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $19.99 | per year |
| Group Premium for 1 week | $5.99 | one-time |
| Group Premium for 2 weeks | $9.99 | one-time |
| Group Premium for 2 months | $14.99 | one-time |
| Group Premium for 1 month | $14.99 | one-time |
| Group Premium for 2 months | $29.99 | one-time |
| Group Premium | $39.99 | one-time |
| Group Premium for 1 year | $39.99 | one-time |
| Lifetime Group Premium | $149.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Flexible expense splitting
- 🚀 Fast expense adding
- 💡 Supports multiple currencies
- 👍 Helpful for group trips and outings

**What reviewers complain about**

- 💰 Expensive compared to alternatives
- 🐛 Crashes and bugs
- 👎 Poor UI/UX design
- 👎 Free version lacks key features
- 🔒 Requires social media login

**Reported bugs**

- Expense details disappearing
- Inability to create new groups
- Keyboard issues on iOS 8
- Incompatibility with iPad

**Requested features**

- Ability to assign fixed amounts to group members
- Option to adjust expense shares (e.g. exclude certain items)
- Support for paying groups (multi-family events)


### Splitorium

[App page](https://appshunter.io/ios/app/splitorium-split-expenses/id6756433183)

Easily track and split expenses for groups, trips, or households. Add anyone to your expenses, even if they don't have the app, and manage payments seamlessly. Works offline and offers flexible splitting options.

**Highlights:** Add virtual users without app signups, Family mode for consolidated payments, Trip cost tracking with categories, Flexible split options (even, percentage, custom), Offline expense tracking, Recurring expense management, Easy settlement with payment suggestions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $3.99 | per month |
| Supporter | $4.99 | per year |
| Patron Annual | $9.99 | per year |
| Champion | $19.99 | per year |
| Pro Annual | $24.99 | per year |
| Patron Annual | $29.99 | per year |


## Frequently asked questions

### Is Settle Up free?

Settle Up is free to download, with in-app purchases available.

### Is Splitorium free?

Splitorium is free to download, with in-app purchases available.

### Which has better reviews, Settle Up or Splitorium?

Splitorium is rated higher. Settle Up averages 4.8 out of 5 from 1.7K ratings, while Splitorium averages 5.0 from 16 ratings.

### Do Settle Up or Splitorium have ads?

Settle Up shows ads; Splitorium does not.

### Which is updated more often, Settle Up or Splitorium?

Settle Up ships an update every 2 weeks, and Splitorium every 4 days. Most recently, Settle Up was updated on October 2, 2026 and Splitorium on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*