# VÚB Mobile Banking vs TopRate Transfer

The clearest difference is review sentiment: VÚB Mobile Banking at 30% against TopRate Transfer's 0%. VÚB Mobile Banking also leads on ratings volume (200 vs 1) and iOS requirement (14.0 vs 17.0). TopRate Transfer's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 9 days vs every 6 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TopRate Transfer holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: VÚB Mobile Banking has 200 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 30% of VÚB Mobile Banking's written reviews are positive against 0% of TopRate Transfer's, so the app with the better star average is not the one people write more warmly about.

VÚB Mobile Banking ships an update every 6 weeks, TopRate Transfer every 9 days. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | VÚB Mobile Banking | TopRate Transfer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (200 ratings)](https://appshunter.io/ios/app/vub-mobile-banking/id738364348/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/toprate-transfer/id6476551064/reviews)** |
| Number of ratings | **200** | 1 |
| Positive reviews | **30.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 9 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 233 MB | 102 MB |
| Requires iOS | **14.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 9+ | 17+ |
| Developer | [VÚB, a.s.](https://appshunter.io/developer/645513420) | [Top Rate Transfer Pty Ltd](https://appshunter.io/developer/1529463798) |

## What reviewers say

### VÚB Mobile Banking

[App page](https://appshunter.io/ios/app/vub-mobile-banking/id738364348)

Manage your finances and access banking services remotely with this comprehensive mobile banking application. Perform transactions, confirm payments, and manage your accounts securely from your device, eliminating the need for branch visits.

**Highlights:** Remote banking with advisor contact, Secure online payment confirmation, Cardless ATM withdrawals, Invoice uploading and scanning, Biometric login and mobile payments, Payment sharing and quick balance checks, Loan applications and management

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### TopRate Transfer

[App page](https://appshunter.io/ios/app/toprate-transfer/id6476551064)

Send money internationally with competitive exchange rates and no hidden fees. Track transfers in real-time, earn cashback rewards on every transaction, and get notified when your target exchange rate is met. Secure and fast transfers to multiple countries.

**Highlights:** Best exchange rates, Cashback rewards, Rate alerts, Live transfer tracking, Refer & earn program, Fast & secure transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VÚB Mobile Banking free?

VÚB Mobile Banking is free to download, with no in-app purchases.

### Is TopRate Transfer free?

TopRate Transfer is free to download, with no in-app purchases.

### Which has better reviews, VÚB Mobile Banking or TopRate Transfer?

TopRate Transfer is rated higher. VÚB Mobile Banking averages 4.8 out of 5 from 200 ratings, while TopRate Transfer averages 5.0 from 1 ratings.

### Do VÚB Mobile Banking or TopRate Transfer have ads?

Neither VÚB Mobile Banking nor TopRate Transfer shows ads.

### Which is updated more often, VÚB Mobile Banking or TopRate Transfer?

VÚB Mobile Banking ships an update every 6 weeks, and TopRate Transfer every 9 days. Most recently, VÚB Mobile Banking was updated on October 29, 2026 and TopRate Transfer on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*