# Amounts Budget Expense Tracker vs Emma

Amounts Budget Expense Tracker and Emma both sit at 4.6 stars, but that hides the real split: 86% of Amounts Budget Expense Tracker's written reviews are positive against 38% of Emma's. Amounts Budget Expense Tracker also leads on ads (none vs shown). Emma's advantage is ratings volume (1.4K vs 19) and update cadence (every 6 days vs every 2 weeks). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Amounts Budget Expense Tracker sells 2 in-app purchases, starting at $2.99 per month and Emma sells 8 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.6 for Amounts Budget Expense Tracker against 4.7 for Emma. That said, the two scores are not equally well evidenced: Emma has 1.4K ratings behind it against 19, so its average is the more settled of the two. Written reviews are what separate them: 86% of Amounts Budget Expense Tracker's written reviews are positive against 38% of Emma's.

Amounts Budget Expense Tracker ships an update every 2 weeks, Emma every 6 days. The most recent releases landed on August 31, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Amounts Budget Expense Tracker | Emma |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (19 ratings)](https://appshunter.io/ios/app/amounts-budget-expense-tracker/id738654899/reviews) | **[4.7 (1.4K ratings)](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373/reviews)** |
| Number of ratings | 19 | **1.4K** |
| Positive reviews | **86.4% of reviews** | 38.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Every 6 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 12 MB | 165 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Swift Fox Software LLC](https://appshunter.io/developer/293338494) | [Emma Technologies LTD.](https://appshunter.io/developer/1202559061) |

## What reviewers say

### Amounts Budget Expense Tracker

[App page](https://appshunter.io/ios/app/amounts-budget-expense-tracker/id738654899)

Manage your money effectively with this personal finance tool. Track expenses, create budgets, and visualize spending habits with insightful charts. Securely sync your data across devices for a seamless financial overview.

**Highlights:** Effortless expense logging, Insightful budgeting tools, Smart financial charts, Secure cloud sync, Customizable categories, CSV export

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Amounts Pro (Monthly) | $2.99 | per month |
| Amounts Pro (Yearly) | $24.99 | per year |


### Emma

[App page](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373)

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

**Highlights:** Consolidate all accounts, Track subscriptions, Set budgets, Weekly spending reports, Overdraft alerts, Bank-level security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Emma Plus Monthly | $4.99 | per month |
| Emma Pro Monthly | $9.99 | per month |
| Monthly Pro Subscription | $9.99 | per month |
| Emma Pro | $9.99 | per month |
| Emma Ultimate | $14.99 | per month |
| Emma Plus Yearly | $41.99 | per year |
| Emma Pro | $83.99 | per year |
| Subscription | $83.99 | per year |

**What reviewers like**

- 👍 Helpful for budgeting and tracking spending
- 🚀 Efficient at categorizing transactions
- 💡 Useful for detecting subscriptions and recurring payments
- 👍 Intuitive and user-friendly interface
- 👍 Provides good financial insights and analytics

**What reviewers complain about**

- 🔒 Concerns about data privacy and security
- 💰 Expensive subscription model, features locked behind paywall
- 🐛 Syncing issues, transactions not always accurately categorized
- 🔍 Difficult to cancel subscription or delete account
- 📢 Aggressive upselling and notifications

**Reported bugs**

- App crashes or freezes frequently
- Transactions not syncing properly or showing incorrect balances
- Issues connecting to certain bank accounts
- Recurring payments not being tracked accurately

**Requested features**

- Add support for more banks and financial institutions
- Improve budgeting features with better categorization and goal-setting
- Provide more customization options for categories and reporting
- Integrate with investment accounts and track net worth
- Offer a more affordable pricing model or free tier with core features


## Frequently asked questions

### Is Amounts Budget Expense Tracker free?

Amounts Budget Expense Tracker is free to download, with in-app purchases available.

### Is Emma free?

Emma is free to download, with in-app purchases available.

### Which has better reviews, Amounts Budget Expense Tracker or Emma?

Emma is rated higher. Amounts Budget Expense Tracker averages 4.6 out of 5 from 19 ratings, while Emma averages 4.7 from 1.4K ratings.

### Do Amounts Budget Expense Tracker or Emma have ads?

Emma shows ads; Amounts Budget Expense Tracker does not.

### Which is updated more often, Amounts Budget Expense Tracker or Emma?

Amounts Budget Expense Tracker ships an update every 2 weeks, and Emma every 6 days. Most recently, Amounts Budget Expense Tracker was updated on August 31, 2026 and Emma on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*