# Amounts Budget Expense Tracker vs Surplus

The clearest difference is rating: Surplus at 4.8 against Amounts Budget Expense Tracker's 4.6. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Amounts Budget Expense Tracker sells 2 in-app purchases, starting at $2.99 per month and Surplus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Surplus holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 19 and 27 respectively. Written reviews complicate that: 86% of Amounts Budget Expense Tracker's written reviews are positive against 83% of Surplus's, so the app with the better star average is not the one people write more warmly about.

Amounts Budget Expense Tracker ships an update every 2 weeks, Surplus monthly. The most recent releases landed on October 1, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Amounts Budget Expense Tracker | Surplus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (19 ratings)](https://appshunter.io/ios/app/amounts-budget-expense-tracker/id738654899/reviews) | **[4.8 (27 ratings)](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews)** |
| Number of ratings | 19 | **27** |
| Positive reviews | **86.4% of reviews** | 83.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 12 MB | 67 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Swift Fox Software LLC](https://appshunter.io/developer/293338494) | [Dev Harvest LLC](https://appshunter.io/developer/1526293285) |

## What reviewers say

### Amounts Budget Expense Tracker

[App page](https://appshunter.io/ios/app/amounts-budget-expense-tracker/id738654899)

Manage your money effectively with this personal finance tool. Track expenses, create budgets, and visualize spending habits with insightful charts. Securely sync your data across devices for a seamless financial overview.

**Highlights:** Effortless expense logging, Insightful budgeting tools, Smart financial charts, Secure cloud sync, Customizable categories, CSV export

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Amounts Pro (Monthly) | $2.99 | per month |
| Amounts Pro (Yearly) | $24.99 | per year |


### Surplus

[App page](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881)

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

**Highlights:** Monthly income and expense tracking, Categorization of spending, Customizable reports with CSV export, Transaction grouping, Home and lock screen widgets, Automation via Shortcuts app

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $14.49 | per year |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Amounts Budget Expense Tracker free?

Amounts Budget Expense Tracker is free to download, with in-app purchases available.

### Is Surplus free?

Surplus is free to download, with in-app purchases available.

### Which has better reviews, Amounts Budget Expense Tracker or Surplus?

Surplus is rated higher. Amounts Budget Expense Tracker averages 4.6 out of 5 from 19 ratings, while Surplus averages 4.8 from 27 ratings.

### Do Amounts Budget Expense Tracker or Surplus have ads?

Neither Amounts Budget Expense Tracker nor Surplus shows ads.

### Which is updated more often, Amounts Budget Expense Tracker or Surplus?

Amounts Budget Expense Tracker ships an update every 2 weeks, and Surplus monthly. Most recently, Amounts Budget Expense Tracker was updated on October 1, 2026 and Surplus on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*