# YouApp vs BAPS@MOBILE

The clearest difference is review sentiment: BAPS@MOBILE at 55% against YouApp's 16%. BAPS@MOBILE also leads on monetization model (free vs free with in-app purchases). YouApp's advantage is rating (4.8 vs 4.4) and ratings volume (229 vs 19). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

YouApp holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: YouApp has 229 ratings behind it against 19, so its average is the more settled of the two. Written reviews complicate that: 16% of YouApp's written reviews are positive against 55% of BAPS@MOBILE's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | YouApp | BAPS@MOBILE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (229 ratings)](https://appshunter.io/ios/app/youapp-banco-bpm/id739705959/reviews)** | [4.4 (19 ratings)](https://appshunter.io/ios/app/bapsmobile/id1513956933/reviews) |
| Number of ratings | **229** | 19 |
| Positive reviews | 16.0% of reviews | **55.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 565 MB | 117 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 12+ |
| Developer | [Banco BPM S.p.A.](https://appshunter.io/developer/713993154) | [Banca Agricola Popolare di Sicilia Soc. Coop per Azioni](https://appshunter.io/developer/1465695927) |

## What reviewers say

### YouApp

[App page](https://appshunter.io/ios/app/youapp-banco-bpm/id739705959)

Manage your bank accounts from one app, including those from other banks. Features include expense tracking, digital contract signing, and various payment options. Securely access your finances with app-based token authentication.

**Highlights:** Aggregate accounts from multiple banks, App-based token authentication, Expense tracking and budgeting, Digital contract signing, Multiple payment and transfer options, Investment and trading tools, Branch locator and appointment booking

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


### BAPS@MOBILE

[App page](https://appshunter.io/ios/app/bapsmobile/id1513956933)

Manage your bank accounts securely and independently from your smartphone or tablet. Check balances, make transfers, pay bills, and access financial markets. Find nearby branches and ATMs using geolocation.

**Highlights:** Account balance and transaction history, Bank transfers and payments, Phone top-ups, Financial market operations, Branch and ATM locator, Biometric login (fingerprint/face recognition)

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is YouApp free?

YouApp is free to download, with no in-app purchases.

### Is BAPS@MOBILE free?

BAPS@MOBILE is free to download, with no in-app purchases.

### Which has better reviews, YouApp or BAPS@MOBILE?

YouApp is rated higher. YouApp averages 4.8 out of 5 from 229 ratings, while BAPS@MOBILE averages 4.4 from 19 ratings.

### Do YouApp or BAPS@MOBILE have ads?

Neither YouApp nor BAPS@MOBILE shows ads.

### Which is updated more often, YouApp or BAPS@MOBILE?

YouApp ships an update monthly, and BAPS@MOBILE monthly. Most recently, YouApp was updated on November 1, 2026 and BAPS@MOBILE on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*