# ADIB OTP V4 vs CBD iBusiness NextGen

The clearest difference is review sentiment: ADIB OTP V4 at 100% against CBD iBusiness NextGen's 39%. ADIB OTP V4 also leads on iOS requirement (7.1 vs 15.6). CBD iBusiness NextGen's advantage is rating (4.5 vs 2.8) and update cadence (every 3 weeks vs every 23 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CBD iBusiness NextGen holds the better App Store score, 4.5 against 2.8. That said, the two scores are not equally well evidenced: CBD iBusiness NextGen has 50 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 100% of ADIB OTP V4's written reviews are positive against 39% of CBD iBusiness NextGen's, so the app with the better star average is not the one people write more warmly about.

ADIB OTP V4 ships an update every 23 months, CBD iBusiness NextGen every 3 weeks. The most recent releases landed on November 1, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | ADIB OTP V4 | CBD iBusiness NextGen |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (6 ratings)](https://appshunter.io/ios/app/adib-otp-v4/id739745954/reviews) | **[4.5 (50 ratings)](https://appshunter.io/ios/app/cbd-ibusiness-nextgen/id6467857348/reviews)** |
| Number of ratings | 6 | **50** |
| Positive reviews | **100.0% of reviews** | 38.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 23 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 13 MB | 169 MB |
| Requires iOS | **7.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ABU DHABI ISLAMIC BANK](https://appshunter.io/developer/589386007) | [Commercial Bank of Dubai](https://appshunter.io/developer/524929200) |

## What reviewers say

### ADIB OTP V4

[App page](https://appshunter.io/ios/app/adib-otp-v4/id739745954)

This app generates one-time passwords to securely authenticate logins for online banking applications. It is designed for users of ADIB and its subsidiary online services.

**Highlights:** One-time password generation, Secure login authentication, Supports ADIB online applications, Supports ADIB subsidiary applications

**Features:** macOS Compatibility

**In-app purchases:** none


### CBD iBusiness NextGen

[App page](https://appshunter.io/ios/app/cbd-ibusiness-nextgen/id6467857348)

Manage your corporate banking needs securely and efficiently from your mobile device. Approve transactions, manage payments, track cash positions, and request documents on the go. Offers advanced security features like biometric authentication and in-app code verification.

**Highlights:** Approve transactions on the go, Manage beneficiaries, Initiate and track payments, Monitor cash positions, Mobile iTrade approvals, In-app authentication, Request bank documents

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ADIB OTP V4 free?

ADIB OTP V4 is free to download, with no in-app purchases.

### Is CBD iBusiness NextGen free?

CBD iBusiness NextGen is free to download, with no in-app purchases.

### Which has better reviews, ADIB OTP V4 or CBD iBusiness NextGen?

CBD iBusiness NextGen is rated higher. ADIB OTP V4 averages 2.8 out of 5 from 6 ratings, while CBD iBusiness NextGen averages 4.5 from 50 ratings.

### Do ADIB OTP V4 or CBD iBusiness NextGen have ads?

Neither ADIB OTP V4 nor CBD iBusiness NextGen shows ads.

### Which is updated more often, ADIB OTP V4 or CBD iBusiness NextGen?

ADIB OTP V4 ships an update every 23 months, and CBD iBusiness NextGen every 3 weeks. Most recently, ADIB OTP V4 was updated on November 1, 2026 and CBD iBusiness NextGen on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*