# bcc.kz vs БЖЗҚ/ЕНПФ

The clearest difference is rating: БЖЗҚ/ЕНПФ at 4.8 against bcc.kz's 3.9. БЖЗҚ/ЕНПФ also leads on ads (none vs shown). bcc.kz's advantage is review sentiment (30% vs 12%) and ratings volume (39 vs 4). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

БЖЗҚ/ЕНПФ holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: bcc.kz has 39 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 30% of bcc.kz's written reviews are positive against 12% of БЖЗҚ/ЕНПФ's, so the app with the better star average is not the one people write more warmly about.

bcc.kz ships an update every 2 weeks, БЖЗҚ/ЕНПФ every 3 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | bcc.kz | БЖЗҚ/ЕНПФ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (39 ratings)](https://appshunter.io/ios/app/bcckz/id743617904/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/id854360859/reviews)** |
| Number of ratings | **39** | 4 |
| Positive reviews | **29.8% of reviews** | 12.1% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 375 MB | 108 MB |
| Requires iOS | **14.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [JSC Bank CenterCredit](https://appshunter.io/developer/743617907) | [ЕНПФ](https://appshunter.io/developer/854360862) |

## What reviewers say

### bcc.kz

[App page](https://appshunter.io/ios/app/bcckz/id743617904)

This mobile banking application offers a refreshed user experience for managing your finances. Access your accounts, perform transactions, and stay in control of your money on the go.

**Highlights:** Updated mobile banking experience, Account management, Transaction performance, On-the-go financial control

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### БЖЗҚ/ЕНПФ

[App page](https://appshunter.io/ios/app/id854360859)

This app provides clients of the Unified Pension Fund with up-to-date information about the fund and detailed status of their pension accounts. Users can log in using their IIN and password or an electronic digital signature. It is available in Kazakh and Russian.

**Highlights:** Pension account status, Fund information, Login with IIN/password, Login with digital signature, Contact center support, Kazakh and Russian language support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is bcc.kz free?

bcc.kz is free to download, with no in-app purchases.

### Is БЖЗҚ/ЕНПФ free?

БЖЗҚ/ЕНПФ is free to download, with no in-app purchases.

### Which has better reviews, bcc.kz or БЖЗҚ/ЕНПФ?

БЖЗҚ/ЕНПФ is rated higher. bcc.kz averages 3.9 out of 5 from 39 ratings, while БЖЗҚ/ЕНПФ averages 4.8 from 4 ratings.

### Do bcc.kz or БЖЗҚ/ЕНПФ have ads?

bcc.kz shows ads; БЖЗҚ/ЕНПФ does not.

### Which is updated more often, bcc.kz or БЖЗҚ/ЕНПФ?

bcc.kz ships an update every 2 weeks, and БЖЗҚ/ЕНПФ every 3 weeks. Most recently, bcc.kz was updated on November 1, 2026 and БЖЗҚ/ЕНПФ on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*