# Verve Mobile vs Ripple CU Mobile

The clearest difference is review sentiment: Verve Mobile at 61% against Ripple CU Mobile's 0%. Verve Mobile also leads on rating (4.8 vs 4.2) and update cadence (monthly vs every 10 months). Ripple CU Mobile's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Verve Mobile holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Verve Mobile has 7.7K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 61% of Verve Mobile's written reviews are positive against 0% of Ripple CU Mobile's.

Verve Mobile ships an update monthly, Ripple CU Mobile every 10 months. The most recent releases landed on November 11, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Verve Mobile | Ripple CU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.7K ratings)](https://appshunter.io/ios/app/verve-mobile/id744137103/reviews)** | [4.2 (5 ratings)](https://appshunter.io/ios/app/ripple-cu-mobile/id1136687968/reviews) |
| Number of ratings | **7.7K** | 5 |
| Positive reviews | **61.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 10 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 178 MB | 87 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Verve, a Credit Union](https://appshunter.io/developer/661308463) | [Health Care Credit Union](https://appshunter.io/developer/1136687967) |

## What reviewers say

### Verve Mobile

[App page](https://appshunter.io/ios/app/verve-mobile/id744137103)

Manage your finances on the go with this banking app. Quickly check balances, pay bills, transfer funds, and set up custom alerts. Enjoy secure login options and easy access to customer service, including video chat.

**Highlights:** Check balances and pay bills, Transfer funds between accounts, Set up custom alerts, Find ATM and branch locations, Personalized spending insights, In-app customer service (video chat, messaging), Biometric login (fingerprint/facial ID), Card on/off functionality

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Fantastic customer service
- 👍 Reliable and secure banking
- 🚀 Efficient mobile banking experience
- 🔒 Robust security features
- 👍 User-friendly app design

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🔍 Inconsistent mobile deposit functionality
- 🔒 Overly complex login process
- 🔍 Lack of account customization options
- 🔍 Outdated app design and UI

**Reported bugs**

- App frequently crashes after updates
- Login process often fails or requires password resets
- Mobile deposit not working consistently
- Facial recognition not functioning properly
- App UI not optimized for newer device screens

**Requested features**

- Integrate biometric login (Face ID, Touch ID)
- Improve mobile deposit experience
- Add option to rearrange/customize account views
- Provide more detailed mortgage account information
- Enhance external account transfer capabilities


### Ripple CU Mobile

[App page](https://appshunter.io/ios/app/ripple-cu-mobile/id1136687968)

Manage your finances conveniently on the go. Check balances, review transaction history, transfer funds between accounts, and make loan or bill payments directly from your mobile device.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay loans, Pay bills

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Verve Mobile free?

Verve Mobile is free to download, with no in-app purchases.

### Is Ripple CU Mobile free?

Ripple CU Mobile is free to download, with no in-app purchases.

### Which has better reviews, Verve Mobile or Ripple CU Mobile?

Verve Mobile is rated higher. Verve Mobile averages 4.8 out of 5 from 7.7K ratings, while Ripple CU Mobile averages 4.2 from 5 ratings.

### Do Verve Mobile or Ripple CU Mobile have ads?

Neither Verve Mobile nor Ripple CU Mobile shows ads.

### Which is updated more often, Verve Mobile or Ripple CU Mobile?

Verve Mobile ships an update monthly, and Ripple CU Mobile every 10 months. Most recently, Verve Mobile was updated on November 11, 2026 and Ripple CU Mobile on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*