# Verve Mobile vs HabiMate

The clearest difference is review sentiment: HabiMate at 100% against Verve Mobile's 61%. HabiMate also leads on update cadence (every 5 days vs monthly) and monetization model (free vs free with in-app purchases). Verve Mobile's advantage is ratings volume (7.6K vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HabiMate holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Verve Mobile has 7.6K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 61% of Verve Mobile's written reviews are positive against 100% of HabiMate's.

Verve Mobile ships an update monthly, HabiMate every 5 days. The most recent releases landed on October 29, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Verve Mobile | HabiMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (7.6K ratings)](https://appshunter.io/ios/app/verve-mobile/id744137103/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/habimate/id6767857401/reviews)** |
| Number of ratings | **7.6K** | 1 |
| Positive reviews | 60.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 178 MB | 50 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Verve, a Credit Union](https://appshunter.io/developer/661308463) | [Muhammad Zahid](https://appshunter.io/developer/1896514845) |

## What reviewers say

### Verve Mobile

[App page](https://appshunter.io/ios/app/verve-mobile/id744137103)

Manage your finances on the go with this banking app. Quickly check balances, pay bills, transfer funds, and set up custom alerts. Enjoy secure login options and easy access to customer service, including video chat.

**Highlights:** Check balances and pay bills, Transfer funds between accounts, Set up custom alerts, Find ATM and branch locations, Personalized spending insights, In-app customer service (video chat, messaging), Biometric login (fingerprint/facial ID), Card on/off functionality

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Fantastic customer service
- 👍 Reliable and secure banking
- 🚀 Efficient mobile banking experience
- 🔒 Robust security features
- 👍 User-friendly app design

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🔍 Inconsistent mobile deposit functionality
- 🔒 Overly complex login process
- 🔍 Lack of account customization options
- 🔍 Outdated app design and UI

**Reported bugs**

- App frequently crashes after updates
- Login process often fails or requires password resets
- Mobile deposit not working consistently
- Facial recognition not functioning properly
- App UI not optimized for newer device screens

**Requested features**

- Integrate biometric login (Face ID, Touch ID)
- Improve mobile deposit experience
- Add option to rearrange/customize account views
- Provide more detailed mortgage account information
- Enhance external account transfer capabilities


### HabiMate

[App page](https://appshunter.io/ios/app/habimate/id6767857401)

Effortlessly manage shared household expenses and track who owes whom. Log bills, split costs with custom rules, and coordinate with housemates using a shared wall for updates and photos. It simplifies financial organization for shared living spaces.

**Highlights:** Log and split expenses, Custom splitting rules, Optional receipt scanning, Track balances and settlements, House Wall for updates, QR code house invites

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Verve Mobile free?

Verve Mobile is free to download, with no in-app purchases.

### Is HabiMate free?

HabiMate is free to download, with no in-app purchases.

### Which has better reviews, Verve Mobile or HabiMate?

HabiMate is rated higher. Verve Mobile averages 4.8 out of 5 from 7.6K ratings, while HabiMate averages 5.0 from 1 ratings.

### Do Verve Mobile or HabiMate have ads?

Neither Verve Mobile nor HabiMate shows ads.

### Which is updated more often, Verve Mobile or HabiMate?

Verve Mobile ships an update monthly, and HabiMate every 5 days. Most recently, Verve Mobile was updated on October 29, 2026 and HabiMate on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*