# BBVA Argentina vs ICBC Token Virtual

The clearest difference is rating: BBVA Argentina at 4.8 against ICBC Token Virtual's 2.0. BBVA Argentina also leads on ratings volume (3.6K vs 7) and update cadence (weekly vs every 3 weeks). ICBC Token Virtual's advantage is iOS requirement (8.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BBVA Argentina holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: BBVA Argentina has 3.6K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 16% of BBVA Argentina's written reviews are positive against 11% of ICBC Token Virtual's.

BBVA Argentina ships an update weekly, ICBC Token Virtual every 3 weeks. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | BBVA Argentina | ICBC Token Virtual |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.6K ratings)](https://appshunter.io/ios/app/bbva-argentina/id748231035/reviews)** | [2.0 (7 ratings)](https://appshunter.io/ios/app/icbc-token-virtual/id1135070938/reviews) |
| Number of ratings | **3.6K** | 7 |
| Positive reviews | **16.3% of reviews** | 11.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 274 MB | 7 MB |
| Requires iOS | 15.0 | **8.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BBVA](https://appshunter.io/developer/325546737) | [Banelco S.A,](https://appshunter.io/developer/415467815) |

## What reviewers say

### BBVA Argentina

[App page](https://appshunter.io/ios/app/bbva-argentina/id748231035)

Manage your finances with this comprehensive banking app. Transfer funds, pay bills, manage cards, apply for loans, and invest in various markets. It also offers travel assistance, insurance, and exclusive promotions.

**Highlights:** Transfers via Alias/CBU or contacts, Service payments with customizable limits, Card management: view consumption, pay balances, pause cards, Personal and quick loan applications, Investment in local/foreign markets and funds, Foreign currency exchange rates, Digital insurance contracting, eSIM activation for travel

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and responsive
- 🔒 Secure and reliable
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤯 Confusing navigation and UI
- 💸 Overpriced services
- 🤖 Poor customer support

**Reported bugs**

- Login issues after updates
- Inability to access account information
- Unreliable payment processing
- Disappearing transaction records

**Requested features**

- Biometric login support
- Improved transaction history
- Customizable dashboard
- Seamless multi-account management


### ICBC Token Virtual

[App page](https://appshunter.io/ios/app/icbc-token-virtual/id1135070938)

Securely perform online transactions with a virtual token. This app provides a two-factor authentication by generating a dynamic 6-digit security code for enhanced protection during operations. It works offline for code generation after initial activation.

**Highlights:** Secure online operations, Two-factor authentication, Dynamic 6-digit security code, Offline code generation, Easy 3-step activation

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🔒 Provides security
- 👍 Works for some users
- 👍 Practical for international travel

**What reviewers complain about**

- 👎 Extremely outdated interface
- 👎 Difficult token activation
- 👎 Frequent association code errors
- 👎 Requires in-person bank visits
- 👎 Poor integration with main app

**Reported bugs**

- Association code errors
- App closes immediately upon opening
- Token not recognized after updates
- App not working on newer iOS versions
- Transfer failures

**Requested features**

- Integrate with the main bank app
- Implement Face ID/biometric login
- Allow token generation within the main app
- Update security protocols
- Offer TOTP standard


## Frequently asked questions

### Is BBVA Argentina free?

BBVA Argentina is free to download, with no in-app purchases.

### Is ICBC Token Virtual free?

ICBC Token Virtual is free to download, with no in-app purchases.

### Which has better reviews, BBVA Argentina or ICBC Token Virtual?

BBVA Argentina is rated higher. BBVA Argentina averages 4.8 out of 5 from 3.6K ratings, while ICBC Token Virtual averages 2.0 from 7 ratings.

### Do BBVA Argentina or ICBC Token Virtual have ads?

Neither BBVA Argentina nor ICBC Token Virtual shows ads.

### Which is updated more often, BBVA Argentina or ICBC Token Virtual?

BBVA Argentina ships an update weekly, and ICBC Token Virtual every 3 weeks. Most recently, BBVA Argentina was updated on November 6, 2026 and ICBC Token Virtual on November 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*