# צלם שלם vs IBI SMART

The clearest difference is rating: IBI SMART at 4.3 against צלם שלם's 1.1. IBI SMART also leads on update cadence (every 2 weeks vs every 5 months) and review sentiment (14% vs 0%). צלם שלם's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IBI SMART holds the better App Store score, 4.3 against 1.1. Both are backed by a comparable volume of ratings — 7 and 25 respectively. Written reviews point the same way: 0% of צלם שלם's written reviews are positive against 14% of IBI SMART's.

צלם שלם ships an update every 5 months, IBI SMART every 2 weeks. The most recent releases landed on October 6, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | צלם שלם | IBI SMART |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.1 (7 ratings)](https://appshunter.io/ios/app/pay24/id748398884/reviews) | **[4.3 (25 ratings)](https://appshunter.io/ios/app/ibi-smart/id1549437040/reviews)** |
| Number of ratings | 7 | **25** |
| Positive reviews | 0.0% of reviews | **14.3% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 months | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 4 MB | 163 MB |
| Requires iOS | **6.0** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [M.G.A.R](https://appshunter.io/developer/690046138) | [IBI BROKERAGE TECHNOLOGIES LTD](https://appshunter.io/developer/1549437042) |

## What reviewers say

### צלם שלם

[App page](https://appshunter.io/ios/app/pay24/id748398884)

This app offers a convenient and immediate way to transfer payments and collect funds directly from your mobile phone. It simplifies financial management by eliminating the need for additional payment methods and reducing delays in transactions.

**Highlights:** Instant payment transfers, Easy payment collection, Mobile-based transactions, Simplified financial management, Immediate transaction processing

**Features:** macOS Compatibility

**In-app purchases:** none


### IBI SMART

[App page](https://appshunter.io/ios/app/ibi-smart/id1549437040)

Manage all your financial needs, from stocks and options to equity plans, in one place. Invest in U.S. stocks and ETFs with ease, or practice with a demo account. Access analyst recommendations and AI-powered financial report analysis.

**Highlights:** Manage stocks, options, and equity plans, U.S. stocks and ETFs trading, Demo account with virtual money, TipRanks analyst recommendations, AI analysis of financial reports, Create and track stock watch lists

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is צלם שלם free?

צלם שלם is free to download, with no in-app purchases.

### Is IBI SMART free?

IBI SMART is free to download, with no in-app purchases.

### Which has better reviews, צלם שלם or IBI SMART?

IBI SMART is rated higher. צלם שלם averages 1.1 out of 5 from 7 ratings, while IBI SMART averages 4.3 from 25 ratings.

### Do צלם שלם or IBI SMART have ads?

IBI SMART shows ads; צלם שלם does not.

### Which is updated more often, צלם שלם or IBI SMART?

צלם שלם ships an update every 5 months, and IBI SMART every 2 weeks. Most recently, צלם שלם was updated on October 6, 2026 and IBI SMART on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*