# צלם שלם vs e.PN

The clearest difference is review sentiment: e.PN at 81% against צלם שלם's 0%. e.PN also leads on rating (4.6 vs 1.1) and update cadence (every 9 days vs every 5 months). צלם שלם's advantage is iOS requirement (6.0 vs 17). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

e.PN holds the better App Store score, 4.6 against 1.1. That said, the two scores are not equally well evidenced: e.PN has 73 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 0% of צלם שלם's written reviews are positive against 81% of e.PN's.

צלם שלם ships an update every 5 months, e.PN every 9 days. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | צלם שלם | e.PN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.1 (7 ratings)](https://appshunter.io/ios/app/pay24/id748398884/reviews) | **[4.6 (73 ratings)](https://appshunter.io/ios/app/epn-virtual-cards/id6504874959/reviews)** |
| Number of ratings | 7 | **73** |
| Positive reviews | 0.0% of reviews | **81.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 9 days** |
| Monetization | Free | Free |
| Size | 4 MB | 153 MB |
| Requires iOS | **6.0** | 17 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [M.G.A.R](https://appshunter.io/developer/690046138) | [Digital Waves LTD](https://appshunter.io/developer/1844813064) |

## What reviewers say

### צלם שלם

[App page](https://appshunter.io/ios/app/pay24/id748398884)

This app offers a convenient and immediate way to transfer payments and collect funds directly from your mobile phone. It simplifies financial management by eliminating the need for additional payment methods and reducing delays in transactions.

**Highlights:** Instant payment transfers, Easy payment collection, Mobile-based transactions, Simplified financial management, Immediate transaction processing

**Features:** macOS Compatibility

**In-app purchases:** none


### e.PN

[App page](https://appshunter.io/ios/app/epn-virtual-cards/id6504874959)

Effortlessly pay for goods and services with virtual cards from international banks. Issue multiple cards and transfer funds quickly between accounts with no restrictions or blocks.

**Highlights:** Virtual cards from international banks, Pay for goods and services, No restrictions or blocks, Issue multiple cards, Transfer funds between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and simple card issuance
- 💰 Favorable tariffs and competitive rates
- 💬 Responsive and helpful support
- 💳 Multiple virtual cards for different purposes

**What reviewers complain about**

- ⚠️ Misleading information about minimum deposit
- 💸 High commissions and hidden fees
- ❓ Dynamic commission changes make calculation difficult
- 😞 Support team initially unhelpful
- 🚫 Potential for account blocking

**Reported bugs**

- Funds not credited after deposit
- App not working on phone
- Payment declines for subscriptions
- Support provides copy-paste replies
- Lost money on fees and top-up with unusable card

**Requested features**

- More details from original website, including FAQ section


## Frequently asked questions

### Is צלם שלם free?

צלם שלם is free to download, with no in-app purchases.

### Is e.PN free?

e.PN is free to download, with no in-app purchases.

### Which has better reviews, צלם שלם or e.PN?

e.PN is rated higher. צלם שלם averages 1.1 out of 5 from 7 ratings, while e.PN averages 4.6 from 73 ratings.

### Do צלם שלם or e.PN have ads?

Neither צלם שלם nor e.PN shows ads.

### Which is updated more often, צלם שלם or e.PN?

צלם שלם ships an update every 5 months, and e.PN every 9 days. Most recently, צלם שלם was updated on October 23, 2026 and e.PN on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*