# FNBRF Mobile Banking vs Affinity Plus Mobile Banking

The clearest difference is ads: Affinity Plus Mobile Banking at none against FNBRF Mobile Banking's shown. Affinity Plus Mobile Banking also leads on review sentiment (68% vs 33%) and ratings volume (65K vs 319). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for FNBRF Mobile Banking against 4.8 for Affinity Plus Mobile Banking. That said, the two scores are not equally well evidenced: Affinity Plus Mobile Banking has 65K ratings behind it against 319, so its average is the more settled of the two. Written reviews are what separate them: 33% of FNBRF Mobile Banking's written reviews are positive against 68% of Affinity Plus Mobile Banking's.

FNBRF Mobile Banking ships an update every 3 months, Affinity Plus Mobile Banking every 2 months. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | FNBRF Mobile Banking | Affinity Plus Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (319 ratings)](https://appshunter.io/ios/app/fnbrf-mobile-banking/id754477900/reviews) | **[4.8 (65K ratings)](https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292/reviews)** |
| Number of ratings | 319 | **65K** |
| Positive reviews | 33.3% of reviews | **67.6% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Ad-supported | **Free** |
| Size | 115 MB | 33 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank of River Falls Inc](https://appshunter.io/developer/738111927) | [Affinity Plus Federal Credit Union](https://appshunter.io/developer/645969418) |

## What reviewers say

### FNBRF Mobile Banking

[App page](https://appshunter.io/ios/app/fnbrf-mobile-banking/id754477900)

Manage your finances on the go with this mobile banking application. Securely check balances, deposit checks, transfer funds, and pay bills and people from your device.

**Highlights:** Check account balances, Deposit checks remotely, Transfer funds between accounts, Pay bills, Pay other people, Secure banking access

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Affinity Plus Mobile Banking

[App page](https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292)

Manage your finances with comprehensive tools for budgeting, spending analysis, and savings goals. Securely handle payments, activate cards, and monitor your credit score. Supports business accounts with advanced reporting and user access controls.

**Highlights:** Budget tracking, Net worth calculation, Digital wallet integration, Card activation and replacement, Spending analysis, Savings goals, Credit score monitoring, Check deposit

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and user-friendly
- 🚀 Efficient mobile banking experience
- 🔒 Secure login options (e.g., Face ID, Touch ID)
- 💡 Helpful account management features
- 🚀 Quick check deposit process

**What reviewers complain about**

- 🐛 Frequent app crashes and glitches
- 🤔 Confusing new interface design
- 🤦‍♀️ Removed or hidden key functionality (e.g., scheduled principal payments)
- 🔍 Difficult to navigate and find information
- 🕰️ Slow app performance and loading times

**Reported bugs**

- App frequently crashes when trying to deposit checks
- Login issues and inability to reset password
- Pending transactions not showing correctly
- Inconsistent app behavior across devices
- Inability to access certain account features

**Requested features**

- Add dark mode option
- Improve mobile check deposit reliability
- Allow easier toggling between multiple accounts
- Streamline login and authentication process
- Provide more customization options


## Frequently asked questions

### Is FNBRF Mobile Banking free?

FNBRF Mobile Banking is free to download, with no in-app purchases.

### Is Affinity Plus Mobile Banking free?

Affinity Plus Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, FNBRF Mobile Banking or Affinity Plus Mobile Banking?

Affinity Plus Mobile Banking is rated higher. FNBRF Mobile Banking averages 4.7 out of 5 from 319 ratings, while Affinity Plus Mobile Banking averages 4.8 from 65K ratings.

### Do FNBRF Mobile Banking or Affinity Plus Mobile Banking have ads?

FNBRF Mobile Banking shows ads; Affinity Plus Mobile Banking does not.

### Which is updated more often, FNBRF Mobile Banking or Affinity Plus Mobile Banking?

FNBRF Mobile Banking ships an update every 3 months, and Affinity Plus Mobile Banking every 2 months. Most recently, FNBRF Mobile Banking was updated on October 15, 2026 and Affinity Plus Mobile Banking on October 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*