# expressPay vs Absa Ghana

The clearest difference is review sentiment: expressPay at 58% against Absa Ghana's 10%. expressPay also leads on rating (4.1 vs 2.9). Absa Ghana's advantage is update cadence (every 2 months vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

expressPay holds the better App Store score, 4.1 against 2.9. Both are backed by a comparable volume of ratings — 114 and 83 respectively. Written reviews point the same way: 58% of expressPay's written reviews are positive against 10% of Absa Ghana's.

expressPay ships an update every 5 months, Absa Ghana every 2 months. The most recent releases landed on September 20, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | expressPay | Absa Ghana |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (114 ratings)](https://appshunter.io/ios/app/expresspay/id755749885/reviews)** | [2.9 (83 ratings)](https://appshunter.io/ios/app/absa-ghana/id1494875850/reviews) |
| Number of ratings | **114** | 83 |
| Positive reviews | **58.3% of reviews** | 9.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 78 MB | 114 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [expressPay Ghana Limited](https://appshunter.io/developer/843783135) | [Absa Bank Limited](https://appshunter.io/developer/619957263) |

## What reviewers say

### expressPay

[App page](https://appshunter.io/ios/app/expresspay/id755749885)

Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

**Highlights:** Instant money transfers, Mobile money and bank account transfers, Instant airtime purchases, Instant internet data purchases, Merchant and service provider payments, Multiple payment methods accepted

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 🚀 Fast and efficient transactions
- 🔒 Secure verification process
- ✅ Reliable and convenient
- 🌟 Top-notch customer service

**What reviewers complain about**

- 🐌 Slow process
- ❌ Scam accusations
- 🐛 App crashes frequently
- 📉 Bad exchange rates
- 🚫 Not working in Nigeria

**Reported bugs**

- History keeps reappearing after deleting
- App crashes when profile menu is selected
- Cannot change subscriptions without app crashing
- Cannot load money on the app
- SMS code not received for registration

**Requested features**

- Add foreign cards
- Add payment reference/notation for Mobile Money
- Add chat and request sections
- Create ExpressPay QR code for payments
- Add passcode or fingerprint security feature


### Absa Ghana

[App page](https://appshunter.io/ios/app/absa-ghana/id1494875850)

Manage your finances conveniently on the go with this secure banking application. Access account overviews, transaction history, and perform transfers, bill payments, and mobile money transactions.

**Highlights:** Account overview, Transaction history filtering, Inter-account transfers, Airtime purchase, Bill payments, Mobile wallet transfers

**In-app purchases:** none


## Frequently asked questions

### Is expressPay free?

expressPay is free to download, with no in-app purchases.

### Is Absa Ghana free?

Absa Ghana is free to download, with no in-app purchases.

### Which has better reviews, expressPay or Absa Ghana?

expressPay is rated higher. expressPay averages 4.1 out of 5 from 114 ratings, while Absa Ghana averages 2.9 from 83 ratings.

### Do expressPay or Absa Ghana have ads?

Neither expressPay nor Absa Ghana shows ads.

### Which is updated more often, expressPay or Absa Ghana?

expressPay ships an update every 5 months, and Absa Ghana every 2 months. Most recently, expressPay was updated on September 20, 2026 and Absa Ghana on September 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*