# expressPay vs SSNIT Mobile App

expressPay and SSNIT Mobile App both sit at 4.1 stars, but that hides the real split: 100% of SSNIT Mobile App's written reviews are positive against 58% of expressPay's. SSNIT Mobile App also leads on update cadence (every 2 weeks vs every 5 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.1 for expressPay against 4.2 for SSNIT Mobile App. Both are backed by a comparable volume of ratings — 114 and 48 respectively. Written reviews are what separate them: 58% of expressPay's written reviews are positive against 100% of SSNIT Mobile App's.

expressPay ships an update every 5 months, SSNIT Mobile App every 2 weeks. The most recent releases landed on September 30, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | expressPay | SSNIT Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (114 ratings)](https://appshunter.io/ios/app/expresspay/id755749885/reviews) | **[4.2 (48 ratings)](https://appshunter.io/ios/app/ssnit-mobile-app/id6499083638/reviews)** |
| Number of ratings | **114** | 48 |
| Positive reviews | 58.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 78 MB | 42 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [expressPay Ghana Limited](https://appshunter.io/developer/843783135) | [Social Security and National Insurance Trust](https://appshunter.io/developer/1742374882) |

## What reviewers say

### expressPay

[App page](https://appshunter.io/ios/app/expresspay/id755749885)

Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

**Highlights:** Instant money transfers, Mobile money and bank account transfers, Instant airtime purchases, Instant internet data purchases, Merchant and service provider payments, Multiple payment methods accepted

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 🚀 Fast and efficient transactions
- 🔒 Secure verification process
- ✅ Reliable and convenient
- 🌟 Top-notch customer service

**What reviewers complain about**

- 🐌 Slow process
- ❌ Scam accusations
- 🐛 App crashes frequently
- 📉 Bad exchange rates
- 🚫 Not working in Nigeria

**Reported bugs**

- History keeps reappearing after deleting
- App crashes when profile menu is selected
- Cannot change subscriptions without app crashing
- Cannot load money on the app
- SMS code not received for registration

**Requested features**

- Add foreign cards
- Add payment reference/notation for Mobile Money
- Add chat and request sections
- Create ExpressPay QR code for payments
- Add passcode or fingerprint security feature


### SSNIT Mobile App

[App page](https://appshunter.io/ios/app/ssnit-mobile-app/id6499083638)

Manage your pension and social security contributions with ease. This app allows members to view statements, estimate benefits, and apply for pensions. Employers can submit contributions and manage related processes securely.

**Highlights:** View pension statements, Estimate pension benefits, Apply for benefits, Access pension payslips, Enroll in SSNIT, Submit employer contributions, Request negotiations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is expressPay free?

expressPay is free to download, with no in-app purchases.

### Is SSNIT Mobile App free?

SSNIT Mobile App is free to download, with no in-app purchases.

### Which has better reviews, expressPay or SSNIT Mobile App?

SSNIT Mobile App is rated higher. expressPay averages 4.1 out of 5 from 114 ratings, while SSNIT Mobile App averages 4.2 from 48 ratings.

### Do expressPay or SSNIT Mobile App have ads?

Neither expressPay nor SSNIT Mobile App shows ads.

### Which is updated more often, expressPay or SSNIT Mobile App?

expressPay ships an update every 5 months, and SSNIT Mobile App every 2 weeks. Most recently, expressPay was updated on September 30, 2026 and SSNIT Mobile App on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*