# Financial Mathematics Calc vs Annuity Simulator

The clearest difference is price: Annuity Simulator at Free against Financial Mathematics Calc's $0.99. Annuity Simulator also leads on rating (5.0 vs 4.0). Financial Mathematics Calc's advantage is in-app purchases (none vs 1) and ads (none vs shown). On update cadence and device support there is nothing between them.

Annuity Simulator is free to download; Financial Mathematics Calc costs $0.99 up front. Annuity Simulator sells 1 one-off in-app purchase. Financial Mathematics Calc asks for nothing beyond the download.

Annuity Simulator holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Financial Mathematics Calc has 12 ratings behind it against 1, so its average is the more settled of the two.

Financial Mathematics Calc ships an update every 4 months, Annuity Simulator every 8 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Financial Mathematics Calc | Annuity Simulator |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [4.0 (12 ratings)](https://appshunter.io/ios/app/financial-mathematics-calc/id757904915/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/annuity-simulator/id1602254819/reviews)** |
| Number of ratings | **12** | 1 |
| Positive reviews | 46.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 4 months** | Every 8 months |
| Monetization | Paid | **Free with in-app purchases** |
| Size | 5 MB | 44 MB |
| Requires iOS | **10.0** | 12.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Francesco Grassi](https://appshunter.io/developer/741665024) | [FRANCOIS GUERIN](https://appshunter.io/developer/1552471618) |

## What reviewers say

### Financial Mathematics Calc

[App page](https://appshunter.io/ios/app/financial-mathematics-calc/id757904915)

This finance calculator simplifies complex calculations for interest, depreciation, annuities, and loan amortization. It offers an intuitive interface for quick and accurate financial computations.

**Highlights:** Percentage calculations, Linear and compound interest, Annuity calculations, Depreciation methods, Loan amortization, Net Present Value (NPV)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Annuity Simulator

[App page](https://appshunter.io/ios/app/annuity-simulator/id1602254819)

Calculate the years needed to access an annuity based on your income and savings capacity. This tool provides instant results and visualizes annuity evolution over time. It does not account for inflation or taxation.

**Highlights:** Income and savings input, Instant annuity calculation, Annuity evolution graph, Cumulative savings table, Simple simulator parameters

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove ads banners | $0.99 | one-time |


## Frequently asked questions

### Is Financial Mathematics Calc free?

Financial Mathematics Calc costs $0.99, with no in-app purchases.

### Is Annuity Simulator free?

Annuity Simulator is free to download, with in-app purchases available.

### Which has better reviews, Financial Mathematics Calc or Annuity Simulator?

Annuity Simulator is rated higher. Financial Mathematics Calc averages 4.0 out of 5 from 12 ratings, while Annuity Simulator averages 5.0 from 1 ratings.

### Do Financial Mathematics Calc or Annuity Simulator have ads?

Annuity Simulator shows ads; Financial Mathematics Calc does not.

### Which is updated more often, Financial Mathematics Calc or Annuity Simulator?

Financial Mathematics Calc ships an update every 4 months, and Annuity Simulator every 8 months. Most recently, Financial Mathematics Calc was updated on November 6, 2026 and Annuity Simulator on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*