# AvidiaHealth HSA vs Proficient ONE

The clearest difference is review sentiment: Proficient ONE at 75% against AvidiaHealth HSA's 9%. Proficient ONE also leads on rating (4.8 vs 4.5) and update cadence (monthly vs every 3 months). AvidiaHealth HSA's advantage is ratings volume (333 vs 51). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Proficient ONE holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: AvidiaHealth HSA has 333 ratings behind it against 51, so its average is the more settled of the two. Written reviews point the same way: 9% of AvidiaHealth HSA's written reviews are positive against 75% of Proficient ONE's.

AvidiaHealth HSA ships an update every 3 months, Proficient ONE monthly. The most recent releases landed on September 20, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | AvidiaHealth HSA | Proficient ONE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (333 ratings)](https://appshunter.io/ios/app/avidiahealth-hsa/id760856884/reviews) | **[4.8 (51 ratings)](https://appshunter.io/ios/app/proficient-one/id6758155005/reviews)** |
| Number of ratings | **333** | 51 |
| Positive reviews | 9.1% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Ad-supported | Ad-supported |
| Size | 31 MB | 91 MB |
| Requires iOS | 15.0 | **14** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Avidia Bank](https://appshunter.io/developer/527735874) | [Elevate CDB Inc](https://appshunter.io/developer/1626068258) |

## What reviewers say

### AvidiaHealth HSA

[App page](https://appshunter.io/ios/app/avidiahealth-hsa/id760856884)

Manage your Health Savings Account (HSA) conveniently and securely from your mobile device. Access real-time account information, review activity, and make payments with ease.

**Highlights:** Secure HSA access on the go, Real-time account management, Check balance, Review activity, Make payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Proficient ONE

[App page](https://appshunter.io/ios/app/proficient-one/id6758155005)

Manage your benefit accounts like HSAs, FSAs, and HRAs with ease. View balances, submit claims by scanning, make quick payments, and receive instant notifications.

**Highlights:** Benefit account management, Scan-to-enter claims, Fast payments, Instant notices, Account balance viewing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AvidiaHealth HSA free?

AvidiaHealth HSA is free to download, with no in-app purchases.

### Is Proficient ONE free?

Proficient ONE is free to download, with no in-app purchases.

### Which has better reviews, AvidiaHealth HSA or Proficient ONE?

Proficient ONE is rated higher. AvidiaHealth HSA averages 4.5 out of 5 from 333 ratings, while Proficient ONE averages 4.8 from 51 ratings.

### Do AvidiaHealth HSA or Proficient ONE have ads?

Neither AvidiaHealth HSA nor Proficient ONE shows ads.

### Which is updated more often, AvidiaHealth HSA or Proficient ONE?

AvidiaHealth HSA ships an update every 3 months, and Proficient ONE monthly. Most recently, AvidiaHealth HSA was updated on September 20, 2026 and Proficient ONE on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*