# Access CU vs WeGo Mastercard

The clearest difference is rating: WeGo Mastercard at 5.0 against Access CU's 4.2. WeGo Mastercard also leads on review sentiment (17% vs 8%) and iOS requirement (15.1 vs 17.6). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

WeGo Mastercard holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews point the same way: 8% of Access CU's written reviews are positive against 17% of WeGo Mastercard's.

Access CU ships an update every 2 months, WeGo Mastercard every 5 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Access CU | WeGo Mastercard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/access-cu/id765990951/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/wego-mastercard/id6759179121/reviews)** |
| Number of ratings | **5** | 2 |
| Positive reviews | 8.4% of reviews | **16.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 189 MB | 64 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Access Credit Union Limited](https://appshunter.io/developer/849283388) | [The North West Company](https://appshunter.io/developer/1560584148) |

## What reviewers say

### Access CU

[App page](https://appshunter.io/ios/app/access-cu/id765990951)

Manage your finances securely and conveniently from your mobile device. Deposit cheques, open new accounts, schedule payments, and transfer funds between accounts. Offers enhanced security features and customization options for a personalized banking experience.

**Highlights:** Remote cheque deposit, Open new accounts, Download void cheques, Schedule transfers and bill payments, Canadian to US dollar transfers, Enhanced security features, Profile customization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✅ Basic banking functions work when app is functioning
- 🔒 Enhanced security features compared to predecessor apps
- 📱 Supports e-transfers and bill payments
- 💳 Mobile deposit capability available
- 🎯 Simple navigation when accessible

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- 🔐 Persistent login failures and lockouts
- ⏱️ Extremely slow performance and loading
- 📵 App won't open or becomes unresponsive
- 🔄 Requires constant deletion and reinstallation

**Reported bugs**

- Login loop - username/password/error repeating indefinitely
- App won't open or launch properly
- Crashes immediately after update installation
- Face ID/biometric authentication fails or blocks access
- App hangs during login process

**Requested features**

- Fix Face ID and biometric authentication reliability
- Implement proper multi-factor authentication (MFA)
- Improve app stability and prevent crashes
- Streamline update process to avoid deletion/reinstall
- Enhance mobile deposit feature usability


### WeGo Mastercard

[App page](https://appshunter.io/ios/app/wego-mastercard/id6759179121)

Manage your prepaid Mastercard account conveniently from your mobile device. Access real-time balances, view transaction history, and receive important account notifications. Easily find ATMs and nearby stores.

**Highlights:** Real-time balance checks, Transaction history viewing, Push notifications for account activity, Direct deposit information, PIN management, ATM and store locator

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Access CU free?

Access CU is free to download, with no in-app purchases.

### Is WeGo Mastercard free?

WeGo Mastercard is free to download, with no in-app purchases.

### Which has better reviews, Access CU or WeGo Mastercard?

WeGo Mastercard is rated higher. Access CU averages 4.2 out of 5 from 5 ratings, while WeGo Mastercard averages 5.0 from 2 ratings.

### Do Access CU or WeGo Mastercard have ads?

Neither Access CU nor WeGo Mastercard shows ads.

### Which is updated more often, Access CU or WeGo Mastercard?

Access CU ships an update every 2 months, and WeGo Mastercard every 5 weeks. Most recently, Access CU was updated on October 24, 2026 and WeGo Mastercard on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*