# Access CU vs TipMap

The clearest difference is rating: TipMap at 5.0 against Access CU's 4.2. TipMap also leads on update cadence (daily vs every 2 months) and iOS requirement (15.0 vs 17.6). Access CU's advantage is in-app purchases (none vs 3) and ratings volume (5 vs 1). On price, ads and device support there is nothing between them.

Both are free to download. TipMap sells 3 in-app purchases, starting at $2.99 per month. Access CU asks for nothing beyond the download.

TipMap holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Access CU has 5 ratings behind it against 1, so its average is the more settled of the two.

Access CU ships an update every 2 months, TipMap daily. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Access CU | TipMap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (5 ratings)](https://appshunter.io/ios/app/access-cu/id765990951/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tipmap/id6765957737/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 8.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Daily** |
| Monetization | **Free** | Freemium |
| Size | 189 MB | 9 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Access Credit Union Limited](https://appshunter.io/developer/849283388) | [Noah Brimble](https://appshunter.io/developer/1896140279) |

## What reviewers say

### Access CU

[App page](https://appshunter.io/ios/app/access-cu/id765990951)

Manage your finances securely and conveniently from your mobile device. Deposit cheques, open new accounts, schedule payments, and transfer funds between accounts. Offers enhanced security features and customization options for a personalized banking experience.

**Highlights:** Remote cheque deposit, Open new accounts, Download void cheques, Schedule transfers and bill payments, Canadian to US dollar transfers, Enhanced security features, Profile customization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✅ Basic banking functions work when app is functioning
- 🔒 Enhanced security features compared to predecessor apps
- 📱 Supports e-transfers and bill payments
- 💳 Mobile deposit capability available
- 🎯 Simple navigation when accessible

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- 🔐 Persistent login failures and lockouts
- ⏱️ Extremely slow performance and loading
- 📵 App won't open or becomes unresponsive
- 🔄 Requires constant deletion and reinstallation

**Reported bugs**

- Login loop - username/password/error repeating indefinitely
- App won't open or launch properly
- Crashes immediately after update installation
- Face ID/biometric authentication fails or blocks access
- App hangs during login process

**Requested features**

- Fix Face ID and biometric authentication reliability
- Implement proper multi-factor authentication (MFA)
- Improve app stability and prevent crashes
- Streamline update process to avoid deletion/reinstall
- Enhance mobile deposit feature usability


### TipMap

[App page](https://appshunter.io/ios/app/tipmap/id6765957737)

This app helps service industry professionals track their tips and shifts. It automatically calculates earnings, overtime, and provides insights into performance. Upgrade for advanced features like tax estimation and goal setting.

**Highlights:** Fast shift logging, Automatic earnings calculation, Shift performance analysis, Monthly tip goals, Tax estimator, Multiple workplace tracking, Calendar integration

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| TipMap PRO Monthly | $2.99 | per month |
| TipMap PRO Yearly | $19.99 | per year |
| TipMap PRO Lifetime Membership | $39.99 | one-time |


## Frequently asked questions

### Is Access CU free?

Access CU is free to download, with no in-app purchases.

### Is TipMap free?

TipMap is free to download, with in-app purchases available.

### Which has better reviews, Access CU or TipMap?

TipMap is rated higher. Access CU averages 4.2 out of 5 from 5 ratings, while TipMap averages 5.0 from 1 ratings.

### Do Access CU or TipMap have ads?

Neither Access CU nor TipMap shows ads.

### Which is updated more often, Access CU or TipMap?

Access CU ships an update every 2 months, and TipMap daily. Most recently, Access CU was updated on October 24, 2026 and TipMap on October 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*