# 向上金服 vs 360你财富

The clearest difference is ads: 向上金服 at none against 360你财富's shown. 向上金服 also leads on rating (4.9 vs 4.4) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

向上金服 holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 8 and 9 respectively.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 23, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | 向上金服 | 360你财富 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (8 ratings)](https://appshunter.io/ios/app/id768033201/reviews)** | [4.4 (9 ratings)](https://appshunter.io/ios/app/360/id1026789253/reviews) |
| Number of ratings | 8 | **9** |
| Positive reviews | 88.9% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 94 MB | 89 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [北京证大向上金融信息服务有限公司](https://appshunter.io/developer/768033204) | [北京你财富计算机科技有限公司](https://appshunter.io/developer/1116038167) |

## What reviewers say

### 向上金服

[App page](https://appshunter.io/ios/app/id768033201)

This platform connects lenders and borrowers, offering investment opportunities with varying interest rates and lock-up periods. It emphasizes security through big data credit checks and a multi-layered risk control system. New users can receive welcome bonuses and special investment packages.

**Highlights:** Online lending and borrowing services, Investment opportunities with varying rates, New user welcome bonuses, Big data credit assessment, Multi-layered risk control system, Information security level 3备案

**Features:** macOS Compatibility

**In-app purchases:** none


### 360你财富

[App page](https://appshunter.io/ios/app/360/id1026789253)

This platform offers a range of financial products including bank deposits and fund investments. It provides options for flexible withdrawals, high interest rates, and a wide selection of funds with professional team support. Security and user account protection are emphasized.

**Highlights:** Bank deposit products, Fund investment options, Flexible withdrawals, High interest rates, Professional financial team, Account security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 向上金服 free?

向上金服 is free to download, with no in-app purchases.

### Is 360你财富 free?

360你财富 is free to download, with no in-app purchases.

### Which has better reviews, 向上金服 or 360你财富?

向上金服 is rated higher. 向上金服 averages 4.9 out of 5 from 8 ratings, while 360你财富 averages 4.4 from 9 ratings.

### Do 向上金服 or 360你财富 have ads?

360你财富 shows ads; 向上金服 does not.

### Which is updated more often, 向上金服 or 360你财富?

向上金服 ships an update every 2 months, and 360你财富 every 2 months. Most recently, 向上金服 was updated on October 23, 2026 and 360你财富 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*